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Alliant Credit card application wait time

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woodyman100
Valued Contributor

Re: Alliant Credit card application wait time


@CreditCuriosity wrote:

@woodyman100 wrote:

Finally got through this afternoon.

The loan officer said that when they pulled TU on 6-25 that they received an error code that they had never seen before.

i know I had received a HP that day.

This is getting confusing.

Anyway I pulled it off high center. Expect the denial sometime in the next 48 hrs😂


So no answer there from him??


Not yet. He was very personable and we joked about how bad Equifax sucked! My words not his. 

His chuckles though.

About 30 mins after the call, I got another TU pull and the pending app disappeared from the site.

So I figure that i’m back in the file 13 line😝 as usual for Alliant

NFCU-ICCU-EECU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-
Message 11 of 17
Mahraja
Valued Contributor

Re: Alliant Credit card application wait time

i think you are approved that's why the app disappeared happened to me back in 2016 hopefully its a good sign woody be ready for a shiny new card from Alliant Smiley Wink

Profile Worth 2.0+M+
___________R.a.j
"Be Stronger Than Your Strongest Excuse"
Message 12 of 17
woodyman100
Valued Contributor

Re: Alliant Credit card application wait time

Thanks Mahraja.

This is a goal card for me. 

I apped for it several times in 15/16 and then left it alone.

If it’s not approved i’ll Lick my wounds and try again later.

Never Surrender!

NFCU-ICCU-EECU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-
Message 13 of 17
Gmood1
Super Contributor

Re: Alliant Credit card application wait time


@woodyman100 wrote:

Thanks Mahraja.

This is a goal card for me. 

I apped for it several times in 15/16 and then left it alone.

If it’s not approved i’ll Lick my wounds and try again later.

Never Surrender!


Good luck Woodyman! Maybe Alliant will figure out "the wood is good"! 😂

I wasted one too many pulls on those jokers.It won't happen again. I'll have to live vicariously through you.

Message 14 of 17
woodyman100
Valued Contributor

Re: Alliant Credit card application wait time

Last night they pulled Experian to go along with the previous TU.

I’m choking and wheezing, but I’m not dead yet....🤕

NFCU-ICCU-EECU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-
Message 15 of 17
FinStar
Moderator Emeritus

Re: Alliant Credit card application wait time

Sounds almost like the situation I went through when I requested a CLI. They eventually removed the EX HP on their own.

I've heard mixed reviews on the outcome so it can still go either way. Hopefully something good comes out of it 🤞
Message 16 of 17
xaximus
Valued Contributor

Re: Alliant Credit card application wait time

Hopefully you get the card! From the looks of it, I think you will. They pulled one of my reports as well but they had a response for me with in 24 hours. I'm sure you'll get it! Let us know what happens!


Scores - All bureaus 770 +
TCL - Est. $410K
Message 17 of 17
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