Alliant Trickery

[12njoy]

I'm super suspicious of this.  Never received one of these before.  I've been denied like two or three times on cold app with Alliant.  Geez

Do you want to...

Earn exclusive rewards     Earn 35,000 points (worth $350) No annual fee Earn 1 point for every dollar you spend, and redeem for cash back, gift cards, travel or merchandise Low variable rates Use promo code View terms and conditions Transfer a credit card balance Introductory 0% APR for 18 months. Then standard variable rate as low as 11.49% APR applies. Low 3% balance transfer fee Easy automatic payments Use promo code View terms and conditions These limited-time offers expires August 31, 2016 and are open only to select Alliant members, so act fast!

[mattmyFIC0]

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@12njoy wrote:

I'm super suspicious of this.  Never received one of these before.  I've been denied like two or three times on cold app with Alliant.  Geez

Do you want to...

Earn exclusive rewards     Earn 35,000 points (worth $350) No annual fee Earn 1 point for every dollar you spend, and redeem for cash back, gift cards, travel or merchandise Low variable rates Use promo code View terms and conditions Transfer a credit card balance Introductory 0% APR for 18 months. Then standard variable rate as low as 11.49% APR applies. Low 3% balance transfer fee Easy automatic payments Use promo code View terms and conditions These limited-time offers expires August 31, 2016 and are open only to select Alliant members, so act fast!

I just go the same email offer. They really didn't like me last time I applied

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[12njoy]

Right, but I must try one last time

[mattmyFIC0]

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@12njoy wrote:

Right, but I must try one last time

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I already have the app filled in LOL

What's your EQ look like the last 6 months?

[baller4life]

Ohhh that looks like a coveted preapproval! Oh boy! 😄

But there's no set apr in the offer. Hmmmmm

[12njoy]

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@mattmyFIC0 wrote:

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@12njoy wrote:

Right, but I must try one last time

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I already have the app filled in LOL

What's your EQ look like the last 6 months?

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I've added multiple inq's but I've had 20k in debt drop off thanks to Penfed

[12njoy]

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@baller4life wrote:

Ohhh that looks like a coveted preapproval! Oh boy! 😄

But there's no set apr in the offer. Hmmmmm

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Preapproval I'm sure not, but one can dream   I'll await that dear john email and then fire off a secure message

[12njoy]

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@mattmyFIC0 wrote:

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@12njoy wrote:

Right, but I must try one last time

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I already have the app filled in LOL

What's your EQ look like the last 6 months?

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Are you going for it?  I was modest with my request of only 15k.  I did leave a comment in the survey box too.

[mattmyFIC0]

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@12njoy wrote:

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@mattmyFIC0 wrote:

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@12njoy wrote:

Right, but I must try one last time

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I already have the app filled in LOL

What's your EQ look like the last 6 months?

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Are you going for it?  I was modest with my request of only 15k.  I did leave a comment in the survey box too.

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Ugh I shouldn't......... I do have it filled it though LOL 

I was going to ask 10K. What was your comment?

[12njoy]

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@mattmyFIC0 wrote:

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@12njoy wrote:

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@mattmyFIC0 wrote:

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@12njoy wrote:

Right, but I must try one last time

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I already have the app filled in LOL

What's your EQ look like the last 6 months?

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Are you going for it?  I was modest with my request of only 15k.  I did leave a comment in the survey box too.

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Ugh I shouldn't......... I do have it filled it though LOL 

I was going to ask 10K. What was your comment?

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Basically how attractive the rates are and how it would save me so much money in interest.  Also, stated that a throughtful review of my credit usage and payment history will detail my credit worthiness.  May not help at all but I figured I would say something this time.