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Already Have 3 NFCU CCs and A "HP" is REQUIRED for a CLI!

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Marz2002
Senior Contributor

Re: Already Have 3 NFCU CCs and A "HP" is REQUIRED for a CLI!


@Credit4Growth wrote:

@woodyman100 wrote:

I just bumped my Flagship from 74k to 78k yesterday.

No HP


Another recent DP for a SP

 

...🙁 but in reading these forums some much, everyone is giving me an itch to apply for any & every SP/HP I can get - You all are making it hard for a fella to want to garden! 

 

-


 

 , I think it's OK to request CLIs in the Garden but, no NEW account approvals.
AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 21 of 26
Anonymous
Not applicable

Re: Already Have 3 NFCU CCs and A "HP" is REQUIRED for a CLI!


@Marz2002 wrote:

@Credit4Growth wrote:

@woodyman100 wrote:

I just bumped my Flagship from 74k to 78k yesterday.

No HP


Another recent DP for a SP

 

...🙁 but in reading these forums some much, everyone is giving me an itch to apply for any & every SP/HP I can get - You all are making it hard for a fella to want to garden! 

 

-


 

 , I think it's OK to request CLIs in the Garden but, no NEW account approvals.

Agreed. SP CLI's are one thing, but when you're lured by SP account openings youll find those come with a shocking after effect on your scores. A new account is far more damaging than a simple HP IMO, a HP falls completely off in 2 years while the new account takes years to age enough to boost AoAA.

 

Message 22 of 26
M_Smart007
Legendary Contributor

Re: Already Have 3 NFCU CCs and A "HP" is REQUIRED for a CLI!


@woodyman100 wrote:

I just bumped my Flagship from 74k to 78k yesterday.

No HP


Well Done!

Message 23 of 26
nuohlac
Valued Contributor

Re: Already Have 3 NFCU CCs and A "HP" is REQUIRED for a CLI!

The CLI's are SP you are fine. I got a 15K SP CLI back in Nov. 2019 going from $25K ----> $40K




Message 24 of 26
woodyman100
Valued Contributor

Re: Already Have 3 NFCU CCs and A "HP" is REQUIRED for a CLI!


@AllZero wrote:

@woodyman100 wrote:

I just bumped my Flagship from 74k to 78k yesterday.

No HP


Congratulations on your CLI! That's a nice limit. 2k more to go.


I know. I got DW's to 80k last year, but they are making me claw for it

NFCU-ICCU-EECU-PSECU-DoverFCU-Keystone FCU-HarvardFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-RRCU-UFCU-USAllianceFCU-ANB-CapitalOne-Regions-Goldman Sachs (Apple)-Barclay-G Bank-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-Trevipay-Truist-USAA-Amegy-Amegy Biz-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill-
Message 25 of 26
AllZero
Mega Contributor

Re: Already Have 3 NFCU CCs and A "HP" is REQUIRED for a CLI!


@woodyman100 wrote:

@AllZero wrote:

@woodyman100 wrote:

I just bumped my Flagship from 74k to 78k yesterday.

No HP


Congratulations on your CLI! That's a nice limit. 2k more to go.


I know. I got DW's to 80k last year, but they are making me claw for it


Congratulations on DW. It'll just be a matter of time for you.

Message 26 of 26
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