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Am Ex CLI Question?

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Anonymous
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Am Ex CLI Question?

I am sorry... I know this info is somewhere. I applied for an Am Ex CLI too earlySmiley Sad Do I have to wait 60 days now? Or can I try again after the original 6 months wait time? The decline letter said didn't wait long enough. Must have counted wrong. BOO!

Message 1 of 9
8 REPLIES 8
credit_endurance
Valued Contributor

Re: Am Ex CLI Question?


@Anonymous wrote:

I am sorry... I know this info is somewhere. I applied for an Am Ex CLI too earlySmiley Sad Do I have to wait 60 days now? Or can I try again after the original 6 months wait time? The decline letter said didn't wait long enough. Must have counted wrong. BOO!


Did you try this just recently?

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 2 of 9
Anonymous
Not applicable

Re: Am Ex CLI Question?


@credit_endurance wrote:

@Anonymous wrote:

I am sorry... I know this info is somewhere. I applied for an Am Ex CLI too earlySmiley Sad Do I have to wait 60 days now? Or can I try again after the original 6 months wait time? The decline letter said didn't wait long enough. Must have counted wrong. BOO!


Did you try this just recently?


Yes. This morning 

 

Message 3 of 9
credit_endurance
Valued Contributor

Re: Am Ex CLI Question?

Okay, just try either tomorrow or the next day and you should be good to go.You made the attempt to early. Let us know how it goes!

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 4 of 9
austinguy907
Valued Contributor

Re: Am Ex CLI Question?

If you hop on chat with them they can lookup the date for your last one and then you can calculate the correct date for the request.

 

Too early doesn't reset the timer or impose the 90 day wait requirement.

Message 5 of 9
Anonymous
Not applicable

Re: Am Ex CLI Question?

How does the "too early" response differ from the "denied" response? 

Message 6 of 9
austinguy907
Valued Contributor

Re: Am Ex CLI Question?

too early = wait until the right date

 

denied = wait 90 days 

Message 7 of 9
Anonymous
Not applicable

Re: Am Ex CLI Question?

Update: when you try again...
Message 8 of 9
Anonymous
Not applicable

Re: Am Ex CLI Question?


@Anonymous wrote:
Update: when you try again...

 I chatted with Am Ex and they said try again on 7/24. I was way off. I got a new phone and somehow my calander didn't make the transition. I'll update in the approval section later this month, hopefullySmiley Happy

Message 9 of 9
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