Hi everyone! Long time lurker, first time poster.
Following much of what I've read on these boards, I've been slowly rebuilding my FICO scores. Thanks to everyone on the forums!
I applied for an AmEx EveryDay card in July, 2014 after receiving an offer in the mail for 12.99% APR. I was approved with an initial CL of $1000. Since then, the CL has increased, twice using the 3X CLI requests and once with an auto-CLI to $12,000. I pulled the trigger yesterday and submitted a CLI and was approved for my requst of $24,000. For me, that makes it the card with the highest CL and the lowest APR.
My spending patterns have changed a bit, and I find myself thinking that the BCE or BCP would be more valuable to me. The Membership Rewards points aren't super useful to me [I prefer American over Delta (even though I live in a Delta hub city - I miss my hometown NWA) and am Marriott Rewards Elite] as statement credits are not one point per dollar.
My question is this: Should I PC to the BCE/BCP or submit a new app? My current FICO scores are TU 689, EX 685, and EQ 683.
I'd appreciate any advice!
FICO 8 Scores: EQ 726 | EX 698 | TU 699
