Amazon Prime Visa Signature declined

[Anonymous]

Hey all, 

I was just recently declined for the Amazon Prime VS card for one specific reason:

* Too many requests for credit or opened accounts with us

Within the last 3 weeks I was approved for and received a Sapphire Preferred and a Freedom Unlimited. I wasn't even paying attention when I applied for the Prime VS and the fact it comes from Chase.

Am I correct in thinking that the denial was simply because of their 2/30 rule? My FICO hovers around 720, but I have 6-8 HPs in the two years. I was hoping to apply again in a month or so if that was the only likely reason.

[Anonymous]

The Chase Amazon card is not subject to the 5/24 rule.  There have been people that are 30/24 that have been approved for the card.  As for 3 Chase products in a short period of time, that very well could be the case as many have stated that 2 in 30 days like you said is the max you can acquire.  If that's the case, as soon as 30 days passes in theory you could scoop up the Amazon. 

[Anonymous]

Yeah I think I mostly jumped the gun with the Amazon, it does seem rather easy to lock down otherwise. And that 5% ain't bad 

[Anonymous]

Yup.  No reason you can't try again in the near future!

[sjt]

---

@Anonymous wrote:

The Chase Amazon card is not subject to the 5/24 rule.  There have been people that are 30/24 that have been approved for the card.  As for 3 Chase products in a short period of time, that very well could be the case as many have stated that 2 in 30 days like you said is the max you can acquire.  If that's the case, as soon as 30 days passes in theory you could scoop up the Amazon. 

---

I think you are right, the Chase approvals was probably the reason for the decline.

[fltireguy]

+1 BBS. I agree