Unfortunately Chase is the elephant in the room! They are known to have very long memory, 10 years if you burned them!
You may want to look for Sync or Amex business card for Amazon. There are other alternative cards that have reward program for Amazon.
Did you ever pay back Chase? If not, it'll definitely be a while before they'd even entertain approving you again. Even when paid back, it can be 50/50.
@onepeace25 wrote:I've been wanting to reapply for the Amazon card since most of my money gets spent there anyways. Unforunately I had this charged off 2 years ago, along with 2 other chase cards and 1 capital one card (love makes you stupid, I know this now). Wanted to get y'alls opinion on what my chances are in the near future to get approved. Credit sits at around 730-750 depending on where you look, and my history since then has been next to perfect.
You would be wasting hard pulls to apply with Chase.
Instead, go for the Affinity FCU cash rewards card, which gives you 5% cashback on all Amazon purchases.
I would continue trying the prequal tool in Amazon to see if you get the nod, but I definitely wouldn't bother until you see it.
I don't know if things changed or I just am one of the exceptions to every rule, but I got back in with Chase after about 6 years of burning them in BK. So there is hope of getting back at some point and possibly not as long as the general consensus. If you did not pay them back it is probably too soon for you, if you did you might have a shot.
