Amex 3x CLI question

[Anonymous]

Was just approved for Amex BCP with a limit of 2.5k a few days ago. My annual income is sub 12k while working part-time and going to school. Do you think the 3x CLI will work a few months from now given my low annual income? Just curious. My credit scores are around 675 according to CK.

[Anonymous]

It's tough to say, since it would work out to be more than half your income. But, there are a number of posters on the forums whose total limits exceed their income, so I think it's definitely possible. Use the online LUV button when the time comes, since it's a soft pull - won't hurt to try!

[Anonymous]

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@Anonymous wrote:

It's tough to say, since it would work out to be more than half your income. But, there are a number of posters on the forums whose total limits exceed their income, so I think it's definitely possible. Use the online LUV button when the time comes, since it's a soft pull - won't hurt to try!

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Forgot about the soft pull, thanks for the reminder!

[Anonymous]

Might as well try it. Won't cost ya the HP. If you're declined, just gotta wait a little longer to try again. Good luck.

[DrZoidberg]

FYI, Amex CLI requests are not guaranteed SP. although rare it can be a HP.

[Existentialist]

Amex is going to want to see how u handle current CL. Maintain it (and any other accounts) well and U should be fine. Account maintenance is important bcuz CLIs arent guaranteed so U help your own cause via wise account mgmt. Congrats on your approval.