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Amex 7 - 10 day message Depressing

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Anonymous
Not applicable

Amex 7 - 10 day message Depressing

After finally waiting 181 days for a CLI ... I get the dreaded 7- 10 day message ..boohoo .. was granted the intial $15k upon activation from a $6k starting limit, was scared but hit the button requesting $24k to stay under the threshold .... do u think Im declined ??
Message 1 of 12
11 REPLIES 11
takeshi74
Senior Contributor

Re: Amex 7 - 10 day message Depressing

No idea. "X days" doesn't indicate the outcome.  Outcome depends depends on whatever needs to be done, findings, etc.  You'll have to wait and see or call in to see what's going on.

Message 2 of 12
myjourney
Super Contributor

Re: Amex 7 - 10 day message Depressing

While rare the Amex 7-10 message is not always a denial 

There have been cases where within 24 hours an email appears with an approval 

But again rare

Hopefully this is the case for you and if not try again

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 12
noobody
Established Contributor

Re: Amex 7 - 10 day message Depressing

I got approved 4-5 stressful days later after 7-10 msg.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 4 of 12
jeffery581
Established Contributor

Re: Amex 7 - 10 day message Depressing

I got same message. Called and asked to speak with underwritting and they approved after I answered a few quesions. (Lots of inquires)

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard
Message 5 of 12
Anonymous
Not applicable

Re: Amex 7 - 10 day message Depressing

Well fingers crossed ... thx guys!
Message 6 of 12
Berk
Established Contributor

Re: Amex 7 - 10 day message Depressing


@Anonymous wrote:
After finally waiting 181 days for a CLI ... I get the dreaded 7- 10 day message ..boohoo .. was granted the intial $15k upon activation from a $6k starting limit, was scared but hit the button requesting $24k to stay under the threshold .... do u think Im declined ??

What threshold?

Message 7 of 12
satasat360
Regular Contributor

Re: Amex 7 - 10 day message Depressing


@Anonymous wrote:
After finally waiting 181 days for a CLI ... I get the dreaded 7- 10 day message ..boohoo .. was granted the intial $15k upon activation from a $6k starting limit, was scared but hit the button requesting $24k to stay under the threshold .... do u think Im declined ??

I got a 7-10 day message last time when i tried for a CLI on my costco card on april 2015 and got a 7-10 day message but on the same night i got my 3x CLI from 5k to 15k


Starting Score: 669
Current Score: 777
Goal Score: 800


Take the myFICO Fitness Challenge
Message 8 of 12
Anonymous
Not applicable

Re: Amex 7 - 10 day message Depressing

@Berk rumor has it if you ask for $25k or more it requires financial documents, not sure but that's what I've read here on the forums
Message 9 of 12
Anonymous
Not applicable

Re: Amex 7 - 10 day message Depressing

@satasat360 thank you, a lil hope for me!
Message 10 of 12
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