@taxi818 wrote:
@swtprncess281 wrote:
@msbia wrote:
Op, I got the same letter with reason back in August. My EXP score then was 660. Applied again for Delta in October with immediate approval although low limit of $1k and approved for PRG. My score then? 661 lol. I have a collection scheduled to fall off 1/2015 and a paid/released tax lien showing. My AAoA is 4 yrs.These companies are so fickle. LOL
Well, I just received a myfico alert that my eq has jumped to 643 so hopefully ex is moving along as well. The collection is with Ad Astra and they've stated once I pay it they will delete. They don't do letters, but I've searched the boards pretty good and they seem to be true to their word. I don't want a ton of credit just one or two good solid cards with decent rewards. I'll work on the score for a few months and apply again when I get to 661 I guess
That's why I said minimum 670 but at bare bones. 661-665
Charge card has a chance of approval all the way down to ~620 from what i've read.
