cancel
Showing results for 
Search instead for 
Did you mean: 

Amex Blacklist Test But Decline

tag
911gt34life
Established Contributor

Amex Blacklist Test But Decline

I apply for PLATINUM CARD and BLUE CASH PREFERRED both were Decline.

 

Thank you for applying for the Platinum Card We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account

 

I have this crazy idea that somehow I'll get approved now confirm blacklisted..

 

I'll be calling tomorrow to pay it off 2,039 from year 2017.. 

 

>
Message 1 of 7
6 REPLIES 6
Jnbmom
Credit Mentor

Re: Amex Blacklist Test But Decline


@911gt34life wrote:

I apply for PLATINUM CARD and BLUE CASH PREFERRED both were Decline.

 

Thank you for applying for the Platinum Card We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account

 

I have this crazy idea that somehow I'll get approved now confirm blacklisted..

 

I'll be calling tomorrow to pay it off 2,039 from year 2017.. 

 


They will take your payment , do they still own the debt?

 

Just remember if and when you pay what is owed it still may take some time for them to approve you , it's not instant after payment . 

EXP 780 EQ 796 TU 810
Message 2 of 7
OCONUS
Regular Contributor

Re: Amex Blacklist Test But Decline


@911gt34life wrote:

I apply for PLATINUM CARD and BLUE CASH PREFERRED both were Decline.

 

Thank you for applying for the Platinum Card We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account

 

I have this crazy idea that somehow I'll get approved now confirm blacklisted..

 

I'll be calling tomorrow to pay it off 2,039 from year 2017.. 

 


You may have a better chance in few months. For me it was 6.5 years. 



Message 3 of 7
Beefy1212
Established Contributor

Re: Amex Blacklist Test But Decline


@911gt34life wrote:

I apply for PLATINUM CARD and BLUE CASH PREFERRED both were Decline.

 

Thank you for applying for the Platinum Card We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account

 

I have this crazy idea that somehow I'll get approved now confirm blacklisted..

 

I'll be calling tomorrow to pay it off 2,039 from year 2017.. 

 


You (currently) owe them on an account still reporting, they closed and thought they would let you back in that isn't black listed they is still trying to be collected on.

 

I mean you will are black listed, but they declined was a forgone conclusion...



Message 4 of 7
sjt
Senior Contributor

Re: Amex Blacklist Test But Decline


@Jnbmom wrote:

@911gt34life wrote:

I apply for PLATINUM CARD and BLUE CASH PREFERRED both were Decline.

 

Thank you for applying for the Platinum Card We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account

 

I have this crazy idea that somehow I'll get approved now confirm blacklisted..

 

I'll be calling tomorrow to pay it off 2,039 from year 2017.. 

 


They will take your payment , do they still own the debt?

 

Just remember if and when you pay what is owed it still may take some time for them to approve you , it's not instant after payment . 


Amex never sells their debts.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Barclays: Arrival Premier WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 5 of 7
911gt34life
Established Contributor

Re: Amex Blacklist Test But Decline

I called them they still had the account from

year 2017 was a  Delta SkyMiles.. at first when I called, they couldn't find the account then was transferred around bunch of time until they found the account ..   

>
Message 6 of 7
Linnaea
Frequent Contributor

Re: Amex Blacklist Test But Decline

They somethings offer a 2nd chance card called the OPTIMA.   I don't know if they do offer it.  But you have to make the deal before you pay.   If try after its too late.   But if course you can keep applying after you make them whole again.  Seen posts where people get back in ... you can't if b you don't b pay them back. I mate them whole.. but i didn't make the deal for the a Optima before.   However, I spike with them.   They told me keep on applying. So one day you will see a yahoo post ... I'm not here yet. 

Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.