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Amex CLI Help!

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FicoMike0
Valued Contributor

Amex CLI Help!

Ok, I'm going to ask advice before I try. I want to do an amex cli. I have bce, since 6/23. Initial cl $6000, auto increase at 6 months to $9000 ex score then was 759, income $55k. The tab is available now. Ex score at last amex sp was 793, current income $63k. I'm thinking ask 3X, 9 X 3 = $27k. Rather not have poi. Any suggestions?

Message 1 of 8
7 REPLIES 7
GZG
Senior Contributor

Re: Amex CLI Help!


@FicoMike0 wrote:

Ok, I'm going to ask advice before I try. I want to do an amex cli. I have bce, since 6/23. Initial cl $6000, auto increase at 6 months to $9000 ex score then was 759, income $55k. The tab is available now. Ex score at last amex sp was 793, current income $63k. I'm thinking ask 3X, 9 X 3 = $27k. Rather not have poi. Any suggestions?


if you are extremely adverse to the optional poi request, ask for $5k, smaller requests are seemingly less likely to be declined/trigger optional poi

 

otherwise, just ask for the $27k and see what happens. 

 

could get a partial approval with poi for the rest, full approval, full denial, partial approval no poi request or pending poi 

if your goal is a certain amount, feel free to just ask for that and not push for $27k if you don't want to 

Starting FICO 8:
Current FICO 8:



2/6, 2/12, 6/24 new accounts
Message 2 of 8
Rogue46
Established Contributor

Re: Amex CLI Help!

What kind of limits to you have on your other cards? If they are all up there you should get the full amount your asking for.





Message 3 of 8
FicoMike0
Valued Contributor

Re: Amex CLI Help!

It's my highest. Next is wells active cash at $8500. Opened it Nov 23, still original cl. I'll probably cli it next month. Current total limit is ~$25000.

Message 4 of 8
Im-back
Regular Contributor

Re: Amex CLI Help!

What was the result? Did you get $27K

Message 5 of 8
FicoMike0
Valued Contributor

Re: Amex CLI Help!

Got the $27k! Instantly, right in the app. Had to be sp, my reports are frozen.

Message 6 of 8
keekers
Valued Contributor

Re: Amex CLI Help!

Congrats


Message 7 of 8
NoMoreE46
Community Leader
Senior Contributor

Re: Amex CLI Help!

Congrats on the 27,000!

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