No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Ok, I'm going to ask advice before I try. I want to do an amex cli. I have bce, since 6/23. Initial cl $6000, auto increase at 6 months to $9000 ex score then was 759, income $55k. The tab is available now. Ex score at last amex sp was 793, current income $63k. I'm thinking ask 3X, 9 X 3 = $27k. Rather not have poi. Any suggestions?
@FicoMike0 wrote:Ok, I'm going to ask advice before I try. I want to do an amex cli. I have bce, since 6/23. Initial cl $6000, auto increase at 6 months to $9000 ex score then was 759, income $55k. The tab is available now. Ex score at last amex sp was 793, current income $63k. I'm thinking ask 3X, 9 X 3 = $27k. Rather not have poi. Any suggestions?
if you are extremely adverse to the optional poi request, ask for $5k, smaller requests are seemingly less likely to be declined/trigger optional poi
otherwise, just ask for the $27k and see what happens.
could get a partial approval with poi for the rest, full approval, full denial, partial approval no poi request or pending poi
if your goal is a certain amount, feel free to just ask for that and not push for $27k if you don't want to
What kind of limits to you have on your other cards? If they are all up there you should get the full amount your asking for.
It's my highest. Next is wells active cash at $8500. Opened it Nov 23, still original cl. I'll probably cli it next month. Current total limit is ~$25000.
What was the result? Did you get $27K
Got the $27k! Instantly, right in the app. Had to be sp, my reports are frozen.
Congrats on the 27,000!