Amex CLI questions

[Mdowning30]

My scores are still not up to 700 yet but still in the "Good" range. I have an account with a balance currently 22% of the limit and 1 card with a $0 balance. Although i would love to ask for the 3x CLI on the higher limit card, is their a better chance they would give it on the card with a 0 balance or it doesnt matter ?

[GZG]

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@Mdowning30 wrote:

My scores are still not up to 700 yet but still in the "Good" range. I have an account with a balance currently 22% of the limit and 1 card with a $0 balance. Although i would love to ask for the 3x CLI on the higher limit card, is their a better chance they would give it on the card with a 0 balance or it doesnt matter ?

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it likely doesn't matter if your business card is a sole prop/single member llc card 

if you ask for it on the personal card, you can move that limit to the business card 

if you ask for it on the business card, you can only move it between business cards, but not back to personal cards

[SouthJamaica]

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@Mdowning30 wrote:

My scores are still not up to 700 yet but still in the "Good" range. I have an account with a balance currently 22% of the limit and 1 card with a $0 balance. Although i would love to ask for the 3x CLI on the higher limit card, is their a better chance they would give it on the card with a 0 balance or it doesnt matter ?

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I don't think there would be more of a chance with the zero balance account. There might be even less of a chance if you haven't been using it.

[youngandcreditwrthy]

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@SouthJamaica wrote:

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@Mdowning30 wrote:

My scores are still not up to 700 yet but still in the "Good" range. I have an account with a balance currently 22% of the limit and 1 card with a $0 balance. Although i would love to ask for the 3x CLI on the higher limit card, is their a better chance they would give it on the card with a 0 balance or it doesnt matter ?

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I don't think there would be more of a chance with the zero balance account. There might be even less of a chance if you haven't been using it.

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are you paying the one with a balance in full each month? I would ask for a CLI on BOTH, but first the one that's getting used then the one with a zero bal.