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Amex CLI

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Empires
Valued Member

Amex CLI

How do you apply for it online? I looked everywhere and cannot find a link it it?

Message 1 of 18
17 REPLIES 17
FinStar
Moderator Emeritus

Re: Amex CLI


@Empires wrote:

How do you apply for it online? I looked everywhere and cannot find a link it it?


How long have you had the card?

Below is an link which provides some guidance on how to request it:

 

https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-CLI-Button-Missing/m-p/6435063

 

Welcome to the forums @Empires!

Message 2 of 18
markbeiser
Established Contributor

Re: Amex CLI


@FinStar wrote:Below is an link which provides some guidance on how to request it:
https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-CLI-Button-Missing/m-p/6435063

That worked the treat, now the pathetic $1k limit on my BCE card is a slighly less pathetic $3k.

Back to gardening until Late February 2025.
Current FICO8:
Message 3 of 18
FinStar
Moderator Emeritus

Re: Amex CLI


@markbeiser wrote:

@FinStar wrote:Below is an link which provides some guidance on how to request it:
https://ficoforums.myfico.com/t5/Credit-Card-Applications/AMEX-CLI-Button-Missing/m-p/6435063

That worked the treat, now the pathetic $1k limit on my BCE card is a slighly less pathetic $3k.


Awesome + congrats on the CLI.

 

Did you have a similar issue finding the option on the AmEx portal?

 

It seems it's hit or miss on which profiles it displays. Some folks have the option while others have to go through some hoops.

Message 4 of 18
Empires
Valued Member

Re: Amex CLI

Since Aug 2022. Just pulled the trigger. Got denied for having too many inquiries.

 

When do you folks think I should retry?

Message 5 of 18
markbeiser
Established Contributor

Re: Amex CLI

@FinStarYes, I used the link. I never downloaded their app, but the option to request a CLI has not appeared on the web site for me yet.
It could be because I only just hit 3 months and 1 day since I activated my card, and it simply had not appeared yet.

Back to gardening until Late February 2025.
Current FICO8:
Message 6 of 18
FinStar
Moderator Emeritus

Re: Amex CLI


@Empires wrote:

Since Aug 2022. Just pulled the trigger. Got denied for having too many inquiries.

 

When do you folks think I should retry?


Well, bummer.

 

Since the CLI was declined due to credit reasons (i..e. inquiries), then your next request window is 91 days from today.

Message 7 of 18
markbeiser
Established Contributor

Re: Amex CLI


@Empires wrote:

Since Aug 2022. Just pulled the trigger. Got denied for having too many inquiries.

 

When do you folks think I should retry?


How many inquiries do you have? I had 11 on TU and 5 on EX when I got my CLI.

Back to gardening until Late February 2025.
Current FICO8:
Message 8 of 18
Empires
Valued Member

Re: Amex CLI

They used EXP. I have 10 since jan 2022 and 8 of these 10 since August.

 

Message 9 of 18
FinStar
Moderator Emeritus

Re: Amex CLI


@Empires wrote:

They used EXP. I have 10 since jan 2022 and 8 of these 10 since August.

 


What's the current limit on the card? Is that the only AmEx card you have?

Message 10 of 18
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