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Amex Credit limit increase?

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Anonymous
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Amex Credit limit increase?

I just recieved my new Amex ED card today. I've read several post about people getting CLI at activation. So I gave it a shot....7-10 day message. My current limit is $1,500. I asked for $10,000. Not that I need the whole 10k right now I just figured maybe they might counter at like 5k. Anyway I called and was told it was pending and with underwriting dept. That I should have an answer within 48 hours. Anyone else experience this and at least get a counter offer? Are they even able to counter if it wasnt instantly countered while I was at my computer? Thanks in advance

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Anonymous
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Re: Amex Credit limit increase?


@Anonymous wrote:

I just recieved my new Amex ED card today. I've read several post about people getting CLI at activation. So I gave it a shot....7-10 day message. My current limit is $1,500. I asked for $10,000. Not that I need the whole 10k right now I just figured maybe they might counter at like 5k. Anyway I called and was told it was pending and with underwriting dept. That I should have an answer within 48 hours. Anyone else experience this and at least get a counter offer? Are they even able to counter if it wasnt instantly countered while I was at my computer? Thanks in advance


7-10 days message can be hit it or miss but realistically the most you'll get is $4.5K if approved..  Yes they can counter.

Message 2 of 4
Anonymous
Not applicable

Re: Amex Credit limit increase?

Generally speaking it's an uphill battle to get a CLI right away when Amex issues a low starting line.

 

Are they even able to counter if it wasnt instantly countered while I was at my computer?

 

My last CLI was an instant counter.

Message 3 of 4
9CLINE
Valued Contributor

Re: Amex Credit limit increase?

according wealth of info on forum about Amex cli's usually 3x is the standard as Irish80 has stated...Good Luck & Welcome 2 the family !!!!!!!Smiley LOL


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