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Amex Delta Gold CLI Question

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DapprD
Regular Contributor

Amex Delta Gold CLI Question

Got my card back in April of 2018 with a $3,000 Credit Limit - Requested a CLI today and the screen said they will respond in 7-10 business days.

 

Is this normal or is a denial?

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Current Score: 739
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6 REPLIES 6
FinStar
Moderator Emeritus

Re: Amex Delta Gold CLI Question

The 7-10 days is usually a denial.
Message 2 of 7
Anonymous
Not applicable

Re: Amex Delta Gold CLI Question

Denied. Try again at the 6 month mark
Message 3 of 7
DapprD
Regular Contributor

Re: Amex Delta Gold CLI Question

I figured ... Thanks for the quick answers !

Starting Score: 567
Current Score: 739
Goal Score: 760


Take the myFICO Fitness Challenge
Message 4 of 7
FinStar
Moderator Emeritus

Re: Amex Delta Gold CLI Question

OP, update the thread once you receive the letter so folks can assist with a strategy for getting the CLI in the future, potentially after ~91 days.
Message 5 of 7
Anonymous
Not applicable

Re: Amex Delta Gold CLI Question


@Anonymous wrote:
Denied. Try again at the 6 month mark
Denial is 91 days, approval is 181 days.
Message 6 of 7
Priory_Man
Valued Contributor

Re: Amex Delta Gold CLI Question


@DapprD wrote:

Got my card back in April of 2018 with a $3,000 Credit Limit - Requested a CLI today and the screen said they will respond in 7-10 business days.

 

Is this normal or is a denial?


A denial as others have stated has been my experience.

Did you happen to be carrying a balance on the card when you applied for the CLI?

I've always had more success with an AMEX CLI when I have a zero balance.

Denials have a wait period, give it another go in 91 days.







"Total revolving credit $286,000 Current UTIL >1%"
Message 7 of 7
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