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Given your past history with them, and only being offered a $1000 SL on the SPG, I would say that they are treading lightly with you.
Give it some time, build up some positive equity with them.
@Anonymous wrote:
Thanks for the advice! That’s what I was thinking. So far I’ve charged and paid $2,300 on the card. Increased my scores up to an average of 675 but still waiting for my other accounts to report 0 balances. Hopefully after 2-3 months of similar spend and payments they’ll take another look. It was worth a shot at the 60k miles though.
Keep doing what you're doing!
I too burned them on an old Optima card (the original revolver, not the current "penalty box" version). Was blacklisted 10+ years. Finally one day about two years ago they let me back in. Grabbed a Platinum charge and an Everyday card. The Everyday was $1000. Hey, I screwed them, so I wasn't complaining about the limit. I was chasing the SUB on both the Platinum and ED so I did like you're doing now, and used the hell out of it. Never carrying a balance, making multiple payments, etc. 61 days later I got my 3x CLI. Shortly after, I apped for the BCE and was approved for $7,100. So in less than 3 months I went from the blacklist to 10K of credit. My last Amex app was the SPG a few months ago. That was an approval with a $16,100 SL. (not sure why AMEX likes to start me off with the odd $x100 limits, but its what it is)
I also have the Gold card which is my go-to card, so it gets used heavily. Moral of the story is that it can be done! You'll have to prove yourself, but once they're comfortable with you, you'll be fine.
@Anonymous wrote:
I was recently approved for the SPG Amex (before it was closed to new apps last month). Since then I applied for 2 cards and was denied via soft pull. I decided today to apply for the Delta Amex due to the sign up bonus and the app was cancelled and the reason stated “It is our policy not to approve those who we have recently declined.” Has anyone experienced this and is it worth a recon attempt? Also how long should I wait before the previous apps fall off and I could apply maybe again? Thank in advance! Don’t want to rock the boat too much as I was kinda surprised I got approved for the SPG in the first place.
When you applied did it state you were preapproved or was the wording "expand your membershop"?
I agree with others 1k limits are the barely getting in lines. Use your card wisely and it will grow eventually.
Amex has a policy that there has to be a 90 day wait after an application is denied
@Meanmchine wrote:Amex has a policy that there has to be a 90 day wait after an application is denied.
how strict are they on that though, on 7/30/18 I was denied the Amex delta gold card but then reapplied on 8/31/18 and was approved for that same card.
@Anonymous wrote:
@Meanmchine wrote:Amex has a policy that there has to be a 90 day wait after an application is denied.
how strict are they on that though, on 7/30/18 I was denied the Amex delta gold card but then reapplied on 8/31/18 and was approved for that same card.
I applied 9 days after being denied and was approved for the same card I was denied for.
