No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:I apped for charge card first, instant approval, so then went ahead and applied for HiltonHonors with another instant approval for 5k.
Conrats Tigers09! I would have went for the charge card first but, wanted to get BCEP out of the way just in case I hit a snag. Great job!
@Aduke1122 wrote:
And what are your scores these days , I can't see your signature I'm on mobile ?
Thanks Aduke! My current EXP fico scores are around 690. Im not sure if this was a HP or soft since im already a member with amex. My main reason for stepping out and applying with them was last year I recieved a "borderline" approval with them on my BCE of $1k. And have only recieved 1 credit line increase of $1.k. My scores then where around 640 ish and I had several negs reporting. So with gathering all the valuable information from this forum and a little patience I decided to reapp and this time around recieved the sucess originally I had seeked before.![]()
@Anonymous wrote:
bruisedcredit, could you update this if you do notice a HP?
I know a denial is SP for Amex holders, but have also seen people reporting approvals being SP as well for additional Amex cards.
Just trying to get info as I may be applying for another soon
I will certainly provide the forum with an update as soon as I see or maybe not see some activity on my report ![]()
My experience is a soft pull for being and existing member asking for minimal information upon applying. Congrats BTW...
@Anonymous wrote:My experience is a soft pull for being and existing member asking for minimal information upon applying. Congrats BTW...
Thanks doinit1! Yes still no sign of a hp for me. Also provided limited info and when I pressed the apply button it only seemed to do the spin orama thingy for around 20secs very short usually it seems like an eternity before you get results.
Yeah...I wouldn't worry about a HP you will be good. Congrats again!!![]()
Stiill no sign of a HP so looks like Im in the clear
Another question on topic: How many amex applications are you allowed in lets say a 30 day time frame? And is there a limit to how many cards they will allow you at one given time?
My update as promised. Just looked over my EX credit report and indeed they did a HP for my app(s) but hey no complaints here PGR & BCP for the price of one very pleased with that outcome 😃