Amex Platinum Pre-Approval

[anik28]

I've wanted an Amex for a very long time, I always try to check the pre-qualify tool and usually I get no offers.

my score has gone up considerably and I tried the tool today, to my surprise I was pre-approved for both the platinum & gold card. I took my chances, finished the application and got the "we're processing your application and will let you know within 14 days"

fingers crossed, I've heard the pre-approval tool is pretty accurate. I checked the application status and it says "in process"

anyone else have this experience and get an approval? My scores are 675-690

[anik28]

Update: called to verify information and they said they'd process the application within 48 hours. Surprised I couldn't get an instant approval but will wait a few days 🙏🏼

[Chazzay12]

---

@anik28 wrote:

Update: called to verify information and they said they'd process the application within 48 hours. Surprised I couldn't get an instant approval but will wait a few days 🙏🏼

---

Best of luck! From what I've read and experienced myself their preapprovals are pretty solid. 

[anik28]

@Chazzay12 thanks! I hope so too, I've been wanting this card for so long. It sounded like they just needed to verify me on the backend and process the new account manually 

[Chazzay12]

---

@anik28 wrote:

@Chazzay12 thanks! I hope so too, I've been wanting this card for so long. It sounded like they just needed to verify me on the backend and process the new account manually 

---

Probably. Keep us updated

[anik28]

They want me to submit a 4506-c form, which I'm doing today. I've had to do this for a few different cards, all should check out 

[DONZI]

---

@anik28 wrote:

Update: called to verify information and they said they'd process the application within 48 hours. Surprised I couldn't get an instant approval but will wait a few days 🙏🏼

---

The mentioned few other 4506-c requests you'd had, and with the DP here, I'd think that you'd somewhat expect a pause in the approval process.

I hope congrats are in order soon! The platinum is a nice travel card among other things.

[anik28]

@DONZI yeah discover asked me for one when I opened my card with them last year. I also had to verify documents for cap one venture, so I'm hopeful with Amex too. Submitted the form, they said they should have it processed within 24 hours 

[DONZI]

None of my biz, but is there something attracting the requests?

Substantial changes, new credit profile or whatnot?

I'd imagine that stuff will cool down in time.

I had pauses on a couple CC approvals.. but was mainly due to resurrecting credit use after 20 years and having multiple addresses, identity verification and that sort of thing. I'm a bit more on the radar now so I think that stuff maybe won't surface more for me.

[anik28]

@DONZI I'm not sure but I have moved a few times and recently started my own company. I don't mind providing them my tax info even though it's pain and drags out the process.