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After the staggering generosity of Discover with my initial SL earlier in the week I'm pretty sure I used up my luck for the year, but I do keep an eye on other pre-quals.
Has anyone ever seen Amex Prequals list an acutal credit limit? I checked it this morning and they're still listing the Basic Everyday, the BCE, and Gold Delta, but both the Everday and BCE now list "with a credit limit upto 2,000". I checked it a couple of times earlier in the week, but this is the first time I've seen anything like that for any prequal for any lender.
Glad I didn't pull the trigger earlier in the week.
Also, it's the only pre-qual application that includes the option to include non-taxable income.
@Anonymous wrote:After the staggering generosity of Discover with my initial SL earlier in the week I'm pretty sure I used up my luck for the year, but I do keep an eye on other pre-quals.
Has anyone ever seen Amex Prequals list an acutal credit limit? I checked it this morning and they're still listing the Basic Everyday, the BCE, and Gold Delta, but both the Everday and BCE now list "with a credit limit upto 2,000". I checked it a couple of times earlier in the week, but this is the first time I've seen anything like that for any prequal for any lender.
Glad I didn't pull the trigger earlier in the week.
Also, it's the only pre-qual application that includes the option to include non-taxable income.
I have never heard of AMEX listing an approximate limit you could be granted pending approval through their prequalifications. Any chance you could provide a screenshot so we could see what it looks like?
Intresting, I have never seen a limit with prequals, if I did and they told me up to 1K as that's all they give me I probably would have declined 😂😂
Did you post info about your experience with Discover? I recently received something in the mail from them and was wondering if it was worth it to follow up...
@Anonymous wrote:After the staggering generosity of Discover with my initial SL earlier in the week I'm pretty sure I used up my luck for the year, but I do keep an eye on other pre-quals.
Has anyone ever seen Amex Prequals list an acutal credit limit? I checked it this morning and they're still listing the Basic Everyday, the BCE, and Gold Delta, but both the Everday and BCE now list "with a credit limit upto 2,000". I checked it a couple of times earlier in the week, but this is the first time I've seen anything like that for any prequal for any lender.
Glad I didn't pull the trigger earlier in the week.
Also, it's the only pre-qual application that includes the option to include non-taxable income.
That sounds more like Credit One or First Premire than Amex
I've looked over previous threads by OP, they are not existing Amex cardholder, so I checked prequals 😐
No mention of possible max SL.
@Meanmchine wrote:
@Anonymous wrote:After the staggering generosity of Discover with my initial SL earlier in the week I'm pretty sure I used up my luck for the year, but I do keep an eye on other pre-quals.
Has anyone ever seen Amex Prequals list an acutal credit limit? I checked it this morning and they're still listing the Basic Everyday, the BCE, and Gold Delta, but both the Everday and BCE now list "with a credit limit upto 2,000". I checked it a couple of times earlier in the week, but this is the first time I've seen anything like that for any prequal for any lender.
Glad I didn't pull the trigger earlier in the week.
Also, it's the only pre-qual application that includes the option to include non-taxable income.
That sounds more like Credit One or First Premire than Amex
I would have agreed but specific mentions of ED and BCE there have me thinking this might be true. Why I asked if OP could provide screenshots.
@Anonymous wrote:
I swear I'm not crazy. But it was right before bed after a long weekend.
I usually take screenshots of all the pre-quals so I can track how the offers change.
Not sure if I did last night, but I'll check when I get home tonight.
No one is saying you're crazy, it's just something new we've never seen before.