Amex Pre-Quals

[Wrigley2172]

I have also seen AMEX list an "up to" limit when doing prequals, ill fill one out and see if it does it again. If i remember right its possible if you put your income in along with the prequal. I am also a non card holder. But hopefully that will change this month or next lol

[Wrigley2172]

I got it!

[simplynoir]

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@Wrigley2172 wrote:

I got it!

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Look at that. Never seen that before. Thanks for providing the screenshot, @Wrigley2172! Datapoints like this always appreciated.

[Remedios]

Thank you for the screenshot. I definitely do not have that language when I try 

[Jnbmom]

Me either, but I was preapproved for the green card😂😂

Maybe this is for new members?

[Remedios]

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@Jnbmom wrote:

Me either, but I was preapproved for the green card😂😂

Maybe this is for new members?

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I do not have any amex cards. I think this has to do more with SL for those rebuilding or with limited credit. 

Maybe an attempt to temper customer's expectations, or conversely, encourage them to apply.

We wont know till more people try it. 

[simplynoir]

@Wrigley2172and @Anonymous

Any chance either of you could provide info: credit scores, current cards, and so on so we can better understand when this is offered to prospective customers wanting an AMEX.

[Remedios]

I am leaning towards encouraging apps. I'd be more likely to apply if I knew what cat in the bag will look like, especially in the presence of lower limit cards. 

[simplynoir]

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@Remedios wrote:

I am leaning towards encouraging apps. I'd be more likely to apply if I knew what cat in the bag will look like, especially in the presence of lower limit cards. 

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I wonder if AMEX is looking at your credit profile to offer something like this before applying is it safe to assume if you don't see one now that you dont have to worry about being stuck with a $1k limit? Something to think about in any case.

[Wrigley2172]

Sure:
Ex:764
Eq:764
Tu:769
I only have one Disco card
College student
Age of account: 2 years 8 months
No baddies