Re: Amex application

juniornj23 · ‎06-21-2016

Can i app for the BCE and BCP at the same time . I just call amex and they said that the BCP woll be cancel automatic because the approve of the BCE

Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020

Anonymous · ‎06-21-2016

You can, but they will put the 2nd app on hold for 5 days. AMEX only allows you to apply for 1 revolver every 5 days.

juniornj23 · ‎06-21-2016

I app last night can i try a charge card with the same pull .

Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020

Anonymous · ‎06-21-2016

@juniornj23 wrote:
I app last night can i try a charge card with the same pull .

Yes, they will let you apply for 1 charge card and 1 credit card (revolver) at the same time. If it was within 24 hours you probably can get away with the same HP.

juniornj23 · ‎06-21-2016

Approve for gold card i know 160 anual fee but i trave 2 times a year with my wife and the kid one in the state and 1 to the Caribbean so i guess that will pay for the anual fee

Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020

myjourney · ‎06-21-2016

@juniornj23 wrote:
Approve for gold card i know 160 anual fee but i trave 2 times a year with my wife and the kid one in the state and 1 to the Caribbean so i guess that will pay for the anual fee

Congrats 2X

Why did you choose the standard gold vs the PRG?

No $100 air credit to offset the AF

On Amex site it doesn't show a bonus did you get one?

3X instead of 2X points on PRG

Just curious that's all

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Anonymous · ‎06-21-2016

I'm with myjourney - kind of a head scratcher why anyone would want Gold over PRG...

juniornj23 · ‎06-21-2016

I guess i wasnt thinking well. But at this point i can not cancel this one and app for the PRG

Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850

Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020

UncleB · ‎06-21-2016

@juniornj23 wrote:
I guess i wasnt thinking well. But at this point i can not cancel this one and app for the PRG

True, what's done is done.

The good news, though, is that you can still apply for the PRG later on and you should still get the new account bonus since it's a different product from the regular Gold card. Just remember to not PC to the PRG, and do a cold-app when the time comes!

FWIW, I made a similar mistake last year when I applied and was approved for the Green card. I canceled it back in March, and got the PRG last month. Note that you can have both at the same time; I closed the Green when I did to avoid its annual fee.

Anonymous · ‎06-21-2016

As far as applying for Amex, what score would get me approved? I so want an Amex card.

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