Amex application

[RonM21]

There is no definitive score. I'd say in most cases you want to be at least around 650-660, and that isn't guaranteed. It also depends on the card. You'll see some approvals as low as 630 here and there (give or take some points), but I wouldn't say that is the norm. YMMV on this one for sure.

[Anonymous]

This may be a dumb question, but why would someone apply for both the BCE and BCP?  I mean assuming the applicant was approved for both, wouldn't they just use the BCP for everything essentially as the rewards are greater?  I suppose if the bonus categories get maxed out on the BCP it would make sense to have the BCE to fall back on, but I would think that would be the exception not the norm based on most peoples spending.

[juniornj23]

Do you know something call UTl ?
Is not the same to have 5000 in debt in one card BCE with 100% UTL then 30% plus 10% in another card

Is way better to have 3 card reporting 25% UTL than 1 card reporting 100% UTl.

[Anonymous]

I just applied for the BCEP and got declined.  I then applied for the green and it got cancelled saying that if I applied and got declined for the 1st one, they will not process the 2nd app.  They pulled EXP which I have a 688 on.  No lates, all util 3% except one card Im waiting to report.  I called and asked them to do a recon and waiting for the outcome.