@Jnbmom wrote:
@Anonymous wrote:
Good morning folks, I have a question and hope some of you may know the answer. Does amex do a soft or hard pull if I use the preapproved button to apply for another card after logging in to my current account? Thanks
SP
Just make sure it says "preapproved" and not expand your membership .
It's *usually* a soft pull but a hard pull (from EX) is not rare and you are not warned if they will hard pull. My own experience is to get HPs on cards #4 and #8.
(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850
$1M+ club
Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
