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Andrews FCU triple pull

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CreditCuriosity
Moderator Emeritus

Re: Andrews FCU triple pull

Sorry to hear, but good information for the rest of the forum.. will hold off on this one for awhile although have slowed down on credit most of this year due banks tightening up i have been no angel either.  Maybe around april next year might give them a try.  Mind sharing what your utilization was on you reporting TL's as do you think that was the main reason or inquiries?  

 

to @FinStar  point wasnt andrews the CU that a few got approved then started to deny people and referred to us as the "MF crew, we don't want you" or was that a different CU, could of sworn it was Andrews??

Message 31 of 49
SouthJamaica
Mega Contributor

Re: Andrews FCU triple pull


@CreditCuriosity wrote:

Sorry to hear, but good information for the rest of the forum.. will hold off on this one for awhile although have slowed down on credit most of this year due banks tightening up i have been no angel either.  Maybe around april next year might give them a try.  Mind sharing what your utilization was on you reporting TL's as do you think that was the main reason or inquiries?  

 

to @FinStar  point wasnt andrews the CU that a few got approved then started to deny people and referred to us as the "MF crew, we don't want you" or was that a different CU, could of sworn it was Andrews??


It was up to 30%.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 32 of 49
FinStar
Moderator Emeritus

Re: Andrews FCU triple pull


@CreditCuriosity wrote:

Sorry to hear, but good information for the rest of the forum.. will hold off on this one for awhile although have slowed down on credit most of this year due banks tightening up i have been no angel either.  Maybe around april next year might give them a try.  Mind sharing what your utilization was on you reporting TL's as do you think that was the main reason or inquiries?  

 

to @FinStar  point wasnt andrews the CU that a few got approved then started to deny people and referred to us as the "MF crew, we don't want you" or was that a different CU, could of sworn it was Andrews??


Yes, you can put the launch codes away lol 😆 

 

I think that was a different CU, but can't recall at the moment.  

Message 33 of 49
CreditMagic7
Mega Contributor

Re: Andrews FCU triple pull

Thanks You kindly for offering what we all consider good information for the rest of the forum members

Message 34 of 49
cashorcharge
Community Leader
Super Contributor

Re: Andrews FCU triple pull


@SouthJamaica wrote:

Bang.

 

Denial.

 

Triple pull only to be met with denial.

 

Bye bye Andrews Federal Credit Union, thanks for nothing.


I am so so sorry to hear this.  I was really anticipating a different reply from you.  Like others mentioned, I do appreciate the data you shared with us.  

Message 35 of 49
coldfusion
Credit Mentor

Re: Andrews FCU triple pull


@FinStar wrote:

@CreditCuriosity wrote:

Sorry to hear, but good information for the rest of the forum.. will hold off on this one for awhile although have slowed down on credit most of this year due banks tightening up i have been no angel either.  Maybe around april next year might give them a try.  Mind sharing what your utilization was on you reporting TL's as do you think that was the main reason or inquiries?  

 

to @FinStar  point wasnt andrews the CU that a few got approved then started to deny people and referred to us as the "MF crew, we don't want you" or was that a different CU, could of sworn it was Andrews??


Yes, you can put the launch codes away lol 😆 

 

I think that was a different CU, but can't recall at the moment.  


I thought that was Vantage West, but I could easily be wrong.  Could have been before my time.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 36 of 49
SouthJamaica
Mega Contributor

Re: Andrews FCU triple pull

To add further insult to injury, after I closed my accounts with Andrews they assessed me an 'early closer' fee Smiley Happy


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 37 of 49
SouthJamaica
Mega Contributor

Re: Andrews FCU triple pull


@coldfusion wrote:

@FinStar wrote:

@CreditCuriosity wrote:

Sorry to hear, but good information for the rest of the forum.. will hold off on this one for awhile although have slowed down on credit most of this year due banks tightening up i have been no angel either.  Maybe around april next year might give them a try.  Mind sharing what your utilization was on you reporting TL's as do you think that was the main reason or inquiries?  

 

to @FinStar  point wasnt andrews the CU that a few got approved then started to deny people and referred to us as the "MF crew, we don't want you" or was that a different CU, could of sworn it was Andrews??


Yes, you can put the launch codes away lol 😆 

 

I think that was a different CU, but can't recall at the moment.  


I thought that was Vantage West, but I could easily be wrong.  Could have been before my time.


No, it's not Vantage West. You're thinking of Vantage West because for a time it was not geo-fenced, but then instituted its Arizona-only policy.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 38 of 49
CreditCuriosity
Moderator Emeritus

Re: Andrews FCU triple pull


@SouthJamaica wrote:

To add further insult to injury, after I closed my accounts with Andrews they assessed me an 'early closer' fee Smiley Happy


doh should of just kept it open with the 5 in there for whatever months as no maintenance fee if i recall?  

Message 39 of 49
SouthJamaica
Mega Contributor

Re: Andrews FCU triple pull


@CreditCuriosity wrote:

@SouthJamaica wrote:

To add further insult to injury, after I closed my accounts with Andrews they assessed me an 'early closer' fee Smiley Happy


doh should of just kept it open with the 5 in there for whatever months as no maintenance fee if i recall?  


Yeah, well I would have, had I known they were going to assess a penalty Smiley Happy


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 40 of 49
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