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Another CC?

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Anonymous
Not applicable

Another CC?

I started off as new to credit a couple of months ago.  Being here for past 2 weeks has helped me tremendously.

 

Currently, I have three new lines of credit.  Two secured CCs and one Amex charge card.  Shall I garden until I reach the 6 month mark or would getting another CC (was thinking discover it) be better in the long run?

 

Thanks.

Message 1 of 6
5 REPLIES 5
Skye12329
Valued Contributor

Re: Another CC?

If your still new to credit and are using it responsibly. Wait 6 mos and then apply for Discover. When in doubt, garden.
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Message 2 of 6
Anonymous
Not applicable

Re: Another CC?

excellent advice, when in doubt garden.  you're on your way, in 6 months with proper use watch your scores go up and then go for some better cards.  

Message 3 of 6
Anonymous
Not applicable

Re: Another CC?


@Anonymous wrote:

I started off as new to credit a couple of months ago.  Being here for past 2 weeks has helped me tremendously.

 

Currently, I have three new lines of credit.  Two secured CCs and one Amex charge card.  Shall I garden until I reach the 6 month mark or would getting another CC (was thinking discover it) be better in the long run?

 

Thanks.


Yes, garden and give it a go in 6 months.  Good job by the way...

Message 4 of 6
OmarGB9
Community Leader
Super Contributor

Re: Another CC?

Garden garden garden! 6 months minimum, 1 year would be better.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 6
Anonymous
Not applicable

Re: Another CC?

 

Like the others have said Smiley Happy

 

If you don't mind me asking, which charge card do you have?

Message 6 of 6
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