Anyone get CapOne CLI <180 days?

[Caardvark]

I could have titled thjis post a few ways:

• Has anyone ever gotten a CLI from CapOne after receiving a 2-3 day notice?
• Has anyone gotten a CLI from CapOne in less than 180 days?
• Is there any rhyme or reason to CapOne's CLI 2-3 day notice?

I am fully aware that Capital One CLI's are not typically granted less than 180 days from the prior CLI. However, anytime I've ever requested early (<180 days) I've ALWAYS received an instant denial with a message that says something like "there's recently been a change to your credit line."

Today, fully aware it has not been close to 180 days since my last CLI, I submitted a request anyway (largely for s**** and giggles but I've been running upwards of $10K each of the past three months on it and figured, "what the h***"). But... today I did not get the typical "too soon" message and instead got a 2-3 day. I'm just curious why I got this message all of a sudden vs the typical.

thoughts?

[Anonymous]

In my experience the 6 month / 180 day between cli is a pretty hard rule, and the 2-3 days has always yielded a denial for me.

ive Tried inside of the 180 day window and always yielded a 2-3 day message and then a decline, stating there’s recently been a change to the credit limit on the account.

With the amount you’ve been running through it, you may be in line for a nice increase when your beyond the 189 day mark.

[Andypanda]

On my capone QS, after my 3rd bill cut, I got a auto CLI from $3,000 to $12,500

[SarahJo]

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@Anonymous wrote:
In my experience the 6 month / 180 day between cli is a pretty hard rule, and the 2-3 days has always yielded a denial for me.

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This was my experience as well last month, though if memory serves me correctly it was the first time I've gotten the 2-3 day message, false hope ;-)

[KDKobes]

The only thing that’s for sure is CapOne is unpredictable. I posted just not long back about my CLI experience with them, but to get to the point I have 2 cards, my Venture1 (put several thousand through the card/paid) & my QS1. My QS1 card I stopped using over 6 months ago for big purchases & literally have only been putting 1-2 car washes on it a month in a rebellious defiance of the low credit line. I asked for CLI on both of my cards last month...QS1=$3,000 CLI & Venture1=$0     Mind you my Venture1 has double the limit & has always got big increases on it until now. I’m not 100% sure why the dumb QS1 got the big CLI as both cards carried a low util% at the time of CLI. I actually told my wife right before that if the QS1 didn’t get an increase I was going to just combine it with my Venture1 because I was sick of the low limit 🙄

[Meanmchine]

2-3 day notice = no soup for you

[Anonymous]

I just requested a cli today, waiting to hear back from them. I haven't received a cli in 2 years. Capital one imo is funny with cli. Cause I can get approved for 7k from Discover and can't get an increase from capital one.

[shakiraa]

Hey @fgadsden75 did you ever hear back about the CLI from CapOne? I haven't had or requested a CLI from them since Feb 2016 and just requested one today. But I got the 2-3 day notice and I'm assuming it's a denial based on this thread...

I will mention I started at 300 in 2013 and received pretty decent increases up until that last automatic increase to 4300 in 2016. 

[Anonymous]

I would go for it, since you haven't try in a couple of years. I got denied my cli request. I just paid off one of my cap-one, I'm trying to get that one switch to a QS card. Maybe you can trry upgrading your card to a Quicksilver and if approved for that you may get a cli along with it. Someone else on the forum did that and got a cli.

Good luck

[shakiraa]

This is the Quicksilver no AF rewards card (not QS1) and I have an offer to PC to Venture but I didn't accept. I don't fly that often so the 1.5% is more useful than miles. And I was told that the PC wouldn't come with a CLI.

Sorry to hear about that denial. Thinking I'll get the same but I'll give an update when I hear back from them.