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Anyone get Flagship as their first NFCU card? If so DPs please

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sid303
New Member

Re: Anyone get Flagship as their first NFCU card? If so DPs please

I was able to land the NFCU Flagship card as my first card. My score at the time was around 730 but navy had an internal scoring model when i applied, i dont remember my score. They started me off with a 24k limit. It was an instant decision. As of today i have gotten one credit limit increase of 10k. my new credit limit is 34k with 3% uti.... I think the Flagship card offers the highest limit of all NFCU cards (max limit = 84k)

Message 11 of 21
AverageJoesCredit
Legendary Contributor

Re: Anyone get Flagship as their first NFCU card? If so DPs please

Just to be clear, max limit on FS is 80kSmiley Wink
Message 12 of 21
Anonymous
Not applicable

Re: Anyone get Flagship as their first NFCU card? If so DPs please

I became a member of NFCU last month and immediately apped for Flagship as my first card with them.   Was approved for 10K at their lowest APR.   Not excited about the starting line, but wanted the 50K points sub.  I have about 5 new CC over the last 12 months and about 15 over the last 24 months.  so they were not very sensitive to new accounts.

Message 13 of 21
Shooting-For-800
Senior Contributor

Re: Anyone get Flagship as their first NFCU card? If so DPs please

Just curious...what is the highest SL anyone has seen on flagship?

 

I am looking for more disappointment and drama in 91 days.

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 14 of 21
simplynoir
Mega Contributor

Re: Anyone get Flagship as their first NFCU card? If so DPs please


@Shooting-For-800 wrote:

Just curious...what is the highest SL anyone has seen on flagship?

 

I am looking for more disappointment and drama in 91 days.

 


As their first card with NFCU or any regardless?

Message 15 of 21
Shooting-For-800
Senior Contributor

Re: Anyone get Flagship as their first NFCU card? If so DPs please


@simplynoir wrote:

@Shooting-For-800 wrote:

Just curious...what is the highest SL anyone has seen on flagship?

 

I am looking for more disappointment and drama in 91 days.

 


As their first card with NFCU or any regardless?


SL regardless anything higher than $25k?

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 16 of 21
simplynoir
Mega Contributor

Re: Anyone get Flagship as their first NFCU card? If so DPs please


@Shooting-For-800 wrote:

@simplynoir wrote:

@Shooting-For-800 wrote:

Just curious...what is the highest SL anyone has seen on flagship?

 

I am looking for more disappointment and drama in 91 days.

 


As their first card with NFCU or any regardless?


SL regardless anything higher than $25k?

 


Doing a quick search for recent approvals in the past six months I saw $20k SL as the highest. There have been $25k SL approvals as well but I don't think I've seen anything higher than that. Not to say it isn't possible but in my limited searching I haven't seen it yet.

Message 17 of 21
Anonymous
Not applicable

Re: Anyone get Flagship as their first NFCU card? If so DPs please

DPs are available here:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BOOM-Two-NFCU-Approvals-15k-Flagship-Visa-15k...

 

Double approval with NFCU, 15k personal loan and flagship visa at the same sitting, in branch, first products from nfcu other than a very small (<500$) savings account.

Message 18 of 21
Anonymous
Not applicable

Re: Anyone get Flagship as their first NFCU card? If so DPs please

They won't PC and give you the sign up bonus. When I was apping for my 2nd card and wasn't sure if I would be for a SL of $5K+ I made the decision to app for the GoRewards instead of the Flagship Signature which is what I wanted. I was instantly approved at the time for the GoRewards with a $15K SL, so I immediately called and asked to PC to Flagship and asked if they would give me the sub which at the time was 25K and after a few days, they denied the sub.

Message 19 of 21
Shooting-For-800
Senior Contributor

Re: Anyone get Flagship as their first NFCU card? If so DPs please


@Anonymous wrote:

They won't PC and give you the sign up bonus. When I was apping for my 2nd card and wasn't sure if I would be for a SL of $5K+ I made the decision to app for the GoRewards instead of the Flagship Signature which is what I wanted. I was instantly approved at the time for the GoRewards with a $15K SL, so I immediately called and asked to PC to Flagship and asked if they would give me the sub which at the time was 25K and after a few days, they denied the sub.


So you basically just saved one inquiry and lost the SUB?  

 

Could have applied for the flagship first and then the GoRewards if denied, right?

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 20 of 21
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