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App Spree :)

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ADARPegasus
Established Contributor

App Spree :)

I'm going to do a App Spree next Monday and I want to know what order should i do them?

 

Chase Sapphire EQ - Denied

Discover Miles It -EQ - Denied

PenFed Visa Signature -EQ - Denied

 

Then i already applied for FNBO Sun Country Visa Card and got approved with a 8k limit.

Also i already have accounts with a few of them if that matters.

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 1 of 65
64 REPLIES 64
Anonymous
Not applicable

Re: App Spree :)

If you are trying to recover per our conversation on the other thread, apart from the high scores do you have any baddies  on your report?  Also, get the cards you really want first and do CAP 1 last as they pull all 3 reports.

Message 2 of 65
ADARPegasus
Established Contributor

Re: App Spree :)


@Anonymous wrote:

If you are trying to recover per our conversation on the other thread, apart from the high scores do you have any baddies  on your report?  Also, get the cards you really want first and do CAP 1 last as they pull all 3 reports.


Nope no baddies and I was thinking the AMEX and Barclay i can apply at any time because AMEX usually pulls EX and Barclay usaully pulls TU. Then Cap 1 last because they pull all 3

 

But then the rest of them pull EQ

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 3 of 65
CreditCuriosity
Moderator Emeritus

Re: App Spree :)

Barclay's and Citi probably should be top two as they will pull different bureaus but tend to be inquiry sensitive.. So get those out of the way, will let other people comment on the others..  Cap1 dead last

Message 4 of 65
ADARPegasus
Established Contributor

Re: App Spree :)

But will Capital One care that there will be like 6 inquiries on the EQ report?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 5 of 65
CreditCuriosity
Moderator Emeritus

Re: App Spree :)


@Jonbuck06 wrote:

But will Capital One care that there will be like 6 inquiries on the EQ report?


I wouldn't worry about cap1, with your scores you are a shoe in and not known to be inquiry sensative at all.  People with 50-80+ inquiries on each CB get approved with Cap1.

Message 6 of 65
ADARPegasus
Established Contributor

Re: App Spree :)

Ok is Discover or Chase inquiry sensitive?

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 7 of 65
Anonymous
Not applicable

Re: App Spree :)

Bank of the West is REALLY conservative, just fair warning. I used to bank with them five years ago. Had to fight for just a $1000 limit.

Message 8 of 65
Anonymous
Not applicable

Re: App Spree :)


@Jonbuck06 wrote:

Ok is Discover or Chase inquiry sensitive?


Yes, they are.  How many inquiries do you have on each bureau?

Message 9 of 65
ADARPegasus
Established Contributor

Re: App Spree :)

Within the last year or all together?

 

 

Transunion - 788 05/16
Experian - 745 05/16
Equifax - 740 05/16
Message 10 of 65
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