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I'm going to do a App Spree next Monday and I want to know what order should i do them?
Chase Sapphire EQ - Denied
Discover Miles It -EQ - Denied
PenFed Visa Signature -EQ - Denied
Then i already applied for FNBO Sun Country Visa Card and got approved with a 8k limit.
Also i already have accounts with a few of them if that matters.
If you are trying to recover per our conversation on the other thread, apart from the high scores do you have any baddies on your report? Also, get the cards you really want first and do CAP 1 last as they pull all 3 reports.
@Anonymous wrote:If you are trying to recover per our conversation on the other thread, apart from the high scores do you have any baddies on your report? Also, get the cards you really want first and do CAP 1 last as they pull all 3 reports.
Nope no baddies and I was thinking the AMEX and Barclay i can apply at any time because AMEX usually pulls EX and Barclay usaully pulls TU. Then Cap 1 last because they pull all 3
But then the rest of them pull EQ
Barclay's and Citi probably should be top two as they will pull different bureaus but tend to be inquiry sensitive.. So get those out of the way, will let other people comment on the others.. Cap1 dead last
But will Capital One care that there will be like 6 inquiries on the EQ report?
@Jonbuck06 wrote:But will Capital One care that there will be like 6 inquiries on the EQ report?
I wouldn't worry about cap1, with your scores you are a shoe in and not known to be inquiry sensative at all. People with 50-80+ inquiries on each CB get approved with Cap1.
Ok is Discover or Chase inquiry sensitive?
Bank of the West is REALLY conservative, just fair warning. I used to bank with them five years ago. Had to fight for just a $1000 limit.
@Jonbuck06 wrote:Ok is Discover or Chase inquiry sensitive?
Yes, they are. How many inquiries do you have on each bureau?
Within the last year or all together?