App advice please?

[Anonymous]

So have large purchase coming @ end of April and was wondering where to app next since BoA isn't loving my profile...
choices are: TruValue Disco/Comenity?
PNC cash rewards
Sportsman's Guide
Barnes&Noble Barclays MC
Any other suggestions?
Maybe w/ no EX pull?

[simplynoir]

What kind of card are looking into buying when making this purchase? Purchase protection, 0% intro APR, huge signup bonus, etc.?

[FinStar]

Given your fresh, out-of-the-oven app spree, I would hold off for a while before adding anything else.  Would the CL on your brand new Citizens CC not be sufficient to cover the large purchase?

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree-x4/m-p/5512273

[simplynoir]

---

@FinStar wrote:

Given your fresh, out-of-the-oven app spree, I would hold off for a while before adding anything else.  Would the CL on your brand new Citizens CC not be sufficient to cover the large purchase?

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/App-Spree-x4/m-p/5512273

---

Well, now I feel like an idiot lol.

[Anonymous]

Sorry should have said wife in there I'm using mobile. And yeah thanks @Finstar Citizens will work for my spend but wife could proly use another card to build profile in near future, my line of thinking was that since BoA doesn't like mine, they'll like hers less, right?

[FinStar]

---

@Anonymous wrote:
Sorry should have said wife in there I'm using mobile. And yeah thanks @Finstar Citizens will work for my spend but wife could proly use another card to build profile in near future, my line of thinking was that since BoA doesn't like mine, they'll like hers less, right?

---

I guess it all depends on whether your wife wants to apply and what her overall profile looks like for BoA to approve the application. 

Going by your initial post, it gave the impression that since BoA denied your application, you were grasping for other cards to complete the recent spree.

[Anonymous]

Not quite refinancing business equipment at the time as well. Should have app'd for BoA first. Live and learn I guess. Still fairly new at this + new business owner.

[FinStar]

---

@Anonymous wrote:
Not quite refinancing business equipment at the time as well. Should have app'd for BoA first. Live and learn I guess. Still fairly new at this + new business owner.

---

If you are looking for some business lending products or guidance, our Business Credit forum has some pretty good insight.

[Anonymous]

Thanks I'll check it out

[Anonymous]

I would certainly not recommend Barclays at the end of an app spree just to be on the safe side.