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App for Ritz after app spree?

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Cstl05
Contributor

App for Ritz after app spree?

So I went on an app spree this past week and got approved for CSP(two week message approved 48 hours later), CSR(7-10 day message, called in verification needed and approved), Discover IT(instant), BoA Cash Rewards(instant), and Cap1 Quicksilver(instant).  I don't need the Ritz now, but I will definitely be able to take advantage of the perks and the introductory nights stays.  I do travel quite a bit.  My question is, my score dropped from 720EX to 706EX, I don't believe the TL have been posted on my FICO scores yet, so is one more too much?  I have no issues waiting 2-3 months for everything to come back up, but Chase has extended quite a bit more in terms of SL to me than they have in the past, so I don't want to push it.  Thanks in advance.

Chase Sapphire Reserve/Chase Sapphire Preferred/Ritz Carlton/Chase Freedom/Amex Blue Cash/Discover IT/Capital One Quicksilver/Bank of America Cash Rewards/Citi Costco/Citi Double Cash/Barclay Apple Rewards
Message 1 of 11
10 REPLIES 10
austinguy907
Valued Contributor

Re: App for Ritz after app spree?

Can you manage to make the spend requirements for all of your new shiny plastic?  If you can then roll the dice and let them age together.

Message 2 of 11
Cstl05
Contributor

Re: App for Ritz after app spree?

Yes.  I'm worried about being denied since I just app'd for 5 cards.  Do you think adverse action would play a role at all if I app for one more Chase card?

 

Thank you.

Chase Sapphire Reserve/Chase Sapphire Preferred/Ritz Carlton/Chase Freedom/Amex Blue Cash/Discover IT/Capital One Quicksilver/Bank of America Cash Rewards/Citi Costco/Citi Double Cash/Barclay Apple Rewards
Message 3 of 11
austinguy907
Valued Contributor

Re: App for Ritz after app spree?

Doubtful on the AA as they would just deny you but, since you're going to get another HP out of it you might as well recon it if you do get a denial from apping.  

Message 4 of 11
Cstl05
Contributor

Re: App for Ritz after app spree?

Okay, thank you for the response!

Chase Sapphire Reserve/Chase Sapphire Preferred/Ritz Carlton/Chase Freedom/Amex Blue Cash/Discover IT/Capital One Quicksilver/Bank of America Cash Rewards/Citi Costco/Citi Double Cash/Barclay Apple Rewards
Message 5 of 11
Cstl05
Contributor

Re: App for Ritz after app spree?

Well!  Approved.  In the garden for a while.

Chase Sapphire Reserve/Chase Sapphire Preferred/Ritz Carlton/Chase Freedom/Amex Blue Cash/Discover IT/Capital One Quicksilver/Bank of America Cash Rewards/Citi Costco/Citi Double Cash/Barclay Apple Rewards
Message 6 of 11
austinguy907
Valued Contributor

Re: App for Ritz after app spree?

Congrats on the last approval for awhile!!!

Message 7 of 11
Cstl05
Contributor

Re: App for Ritz after app spree?

Thank you!

Chase Sapphire Reserve/Chase Sapphire Preferred/Ritz Carlton/Chase Freedom/Amex Blue Cash/Discover IT/Capital One Quicksilver/Bank of America Cash Rewards/Citi Costco/Citi Double Cash/Barclay Apple Rewards
Message 8 of 11
Anonymous
Not applicable

Re: App for Ritz after app spree?

Congrats! I'm glad you did it all at once.. let's them all age together and HPs drop off all at the same time
Message 9 of 11
Anonymous
Not applicable

Re: App for Ritz after app spree?

What was your starting limit?  I am surprised you were approved if you just did two other chase cards in the last few days. Can you give us some data points as far as the limits?

 

 

Message 10 of 11
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