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App spree again ...

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Anonymous
Not applicable

App spree again ...

I guess i need to stop coming to this forum because whenever I come here I get the itch to apply (i know no SELF control) and then I scratch it by applying for credit cards. So here is what I applied for:

 

Chase CSP, Citi TY Premier, Citi DC; Got denied for Chase CSP because they approved the Slate last week and wouldn't budge even on recon. Approved for the Premier out the door for an 8k line. Applied for Citi DC to follow suite and got denied. Reconned and told would get answer back in 48 hours ....

 

So yeah so far this month added: PRG, BCP, Slate, TY Premier .... and hopeful for the DC. This brings my card collection to QS1, Barclay Rewards, PRG, BCP, Slate, TY Premier. I think those are enough for now and I should let them age.

 

Although I keep itching for the Discover IT .... LOL

Message 1 of 10
9 REPLIES 9
myjourney
Super Contributor

Re: App spree again ...

When you start to see multiple denials its time to stop

 

Good luck on the recons and congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 10
Anonymous
Not applicable

Re: App spree again ...

 

One Question:  I'm a noob to this Forum. Ok, with that said, how do Chase cards work? To my knowledge, I don't see a Visa, Mc logo(s) on them and they're definitely not Disc nor Amex. And byt the way, I don't have a Chase card...in fact, I didn't know they had cards...

 

I ask because I travel and see places that only accept Visas, MCs, Discover and Amex. But I never see a place with a "Chase" logo on any of them.

 

EDIT: And BTW, congrats OP.

Message 3 of 10
Anonymous
Not applicable

Re: App spree again ...

As far as my experience has been Chase cards are mostly Visa and MC. They have the Visa/MC logo on the back. Chase likes to keep the front of the cards clean.

 

Thanks!

Message 4 of 10
Anonymous
Not applicable

Re: App spree again ...


@Anonymous wrote:

As far as my experience has been Chase cards are mostly Visa and MC. They have the Visa/MC logo on the back. Chase likes to keep the front of the cards clean.

 

Thanks!


Ahh! That's what it is. No wonder. Awesome and thanks for your reply. 

 

One last question (pinky swear): Is the CSP Visa or MC or, is it offered in both? 

Message 5 of 10
Anonymous
Not applicable

Re: App spree again ...

The CSP is a Visa and only offered in Visa as far as my knowledge goes.

Message 6 of 10
Anonymous
Not applicable

Re: App spree again ...

10-Q  Smiley Happy

Message 7 of 10
elim
Senior Contributor

Re: App spree again ...

CSP is a Visa Sig, minimum 5k approval.

Message 8 of 10
myjourney
Super Contributor

Re: App spree again ...


@Anonymous wrote:

 

One Question:  I'm a noob to this Forum. Ok, with that said, how do Chase cards work? To my knowledge, I don't see a Visa, Mc logo(s) on them and they're definitely not Disc nor Amex. And byt the way, I don't have a Chase card...in fact, I didn't know they had cards...

 

I ask because I travel and see places that only accept Visas, MCs, Discover and Amex. But I never see a place with a "Chase" logo on any of them.

 

EDIT: And BTW, congrats OP.


Good question Its on the back 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 10
SunriseEarth
Moderator Emeritus

Re: App spree again ...

Although the thread is indeed a separate Application topic, much of the information is repeated in the Approvals thread by the OP:   http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Citi-TY-Premier-waiting-on-Citi-DC/td-p/442971...

 

Please continue discussion in the other thread.  This thread will be closed from further posts.  



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/06/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 10 of 10
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