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App with thin file: Chase approved after 2 months's waiting, BoA denied for having enough credit!

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Anonymous
Not applicable

Re: App 2 cards with a thin file: 1 denial, 1 pending!

Strange thing! I called the auto app check number, and the robo lady told me switched the 2-week message to the 7-10 business day message. I didn't call the line for a few days recently. Is this just because 7 days has been passed from the 2-week message start or something bad has happened? Anyone has experience on this? Thanks.

Message 41 of 43
Anonymous
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Re: App 2 cards with a thin file: 1 denial, 1 pending!

Tomorrow it is two-month.

 

I called the auto-status line, it said "your status of application is not available. Please allow 30 days to have your application status updated... Feel free to call back at any time to check your application status."

Message 42 of 43
Anonymous
Not applicable

Re: App 2 cards with a thin file: 1 denial, 1 pending!

So, I called in to the lending department just a while ago this morning. After a long waiting and verifying and waiting and chatting and waiting and changing address and reopening my application, and getting approved with the AARP card with 4.5k SL! Not the best SL for me, but calling should have saved my time for them to just find out I have mailed and faxed a couple of documents recently. 

 

And the reopening application 30 days after the initial application may have resulted in another HP. I will followup if this is sure after the automic update from credit.com next month. From my app on Jan 13 to being approved on March 15, a little more than 2 months of patience ended up with an interrupting calling to the forbiden zone of the Lending Department who has all of my updated docs! Yes, the verification department does not have my docs and the Robot lady hasn't been feeded with any updates--"We don't have information on your application yet. Once received, please allow 30 days to update your application information..."

Message 43 of 43
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