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Apping for Lowes in store vs online?

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CountryLivin
Valued Contributor

Re: Apping for Lowes in store vs online?

I would rather apply online.......just because if you get declined, you don't get embarressed.

Message 11 of 19
SOGGIE
Valued Contributor

Re: Apping for Lowes in store vs online?


@CountryLivin wrote:

I would rather apply online.......just because if you get declined, you don't get embarressed.


Smiley Very Happy I'm hopeful that OP gets a approval either way. Best of luck to you OP!

Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 12 of 19
CountryLivin
Valued Contributor

Re: Apping for Lowes in store vs online?


@SOGGIE wrote:

 I'm hopeful that OP gets a approval either way. Best of luck to you OP!

I hope he gets approved also, but most of the Lowes stores I have been in have youngster working the service desk....;.I know how these kids are with the giggling, and I was just saying......sometimes its easier doing the app online and not having to worry about it. Smiley Very Happy

Message 13 of 19
credit_endurance
Valued Contributor

Re: Apping for Lowes in store vs online?

Thanks guys for the responses and support. I'm going to app for it real soon and pass on the results.

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 14 of 19
credit_endurance
Valued Contributor

Re: Apping for Lowes in store vs online?

Update:  Apped for Lowes online and was instanly approved for $700. Called Credit Solutions and requested $10,000  they came back and countered with $6,000

I will take it and run!. I know this thing will grow with time. And just searching other approvals with similar scores and it seems I didnt leave much on the table this time around. I will revist them again once my Transunion scores reach the 700 level. Thanks everyone for the insight and support. This site is the bomb! Smiley Wink

 

Starting FICO08 Scores 2016 All in the mid 500’s
Current FICO08 Scores SEP 2023 (TU 834) (EQ 831 (EXP 831)

“The credit is no longer bruised, it has endured the test of time” (formally know as bruisedcredit)

Message 15 of 19
Anonymous
Not applicable

Re: Apping for Lowes in store vs online?

Congratulations on the Approval. Very nice SL after the recon! Nice job....Well Done!!

Message 16 of 19
Anonymous
Not applicable

Re: Apping for Lowes in store vs online?

Nicely executed!

Message 17 of 19
Grafton88
Established Contributor

Re: Apping for Lowes in store vs online?


@credit_endurance wrote:

Update:  Apped for Lowes online and was instanly approved for $700. Called Credit Solutions and requested $10,000  they came back and countered with $6,000

I will take it and run!. I know this thing will grow with time. And just searching other approvals with similar scores and it seems I didnt leave much on the table this time around. I will revist them again once my Transunion scores reach the 700 level. Thanks everyone for the insight and support. This site is the bomb! Smiley Wink

 


Congrats on your approvals and thanks for posting your CL and your scores.  This will help others in making their decision whether to app for this card. 

Message 18 of 19
wantmoremoney
Regular Contributor

Re: Apping for Lowes in store vs online?

Congrats!! Way to go!!!

Message 19 of 19
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