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Apple Card CLI?

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Anonymous
Not applicable

Apple Card CLI?

How soon is too soon to request a CLI? I was approved for the apple card on November 14th while I was going through checkout to buy the 12 pro max and was wondering if asking now would be too soon? I know its a SP so it wont hurt so i'd like to see if they would up my limit a bit more and I have heard of others asking very soon after being approved for the card

Message 1 of 8
7 REPLIES 7
boyboy1520
Established Member

Re: Apple Card CLI?

Too early I recent got approved and they replayed to early I been seeing a 4 month minimal but like you said. No Hard pull and you just have to request a CLI in a message 

11/6/2020 Fico Score 8 Fico Bankcard Score 8 Fico Score 9
Equifax 700 694 689
Trans union 649 660 677
Experian 663 657 640
Inquiries 8
DTI 26%
Chapter 7 Dischard 2/1/16
Message 2 of 8
Jnbmom
Credit Mentor

Re: Apple Card CLI?


@Anonymous wrote:

How soon is too soon to request a CLI? I was approved for the apple card on November 14th while I was going through checkout to buy the 12 pro max and was wondering if asking now would be too soon? I know its a SP so it wont hurt so i'd like to see if they would up my limit a bit more and I have heard of others asking very soon after being approved for the card


The going rate for CLIs is 90 days, most have been getting them in that time frame. I have seen some "rare" ones at 60 days. They also just gave quite a few auto increases at the end of this month.

 

I feel your account though it is too new to try yet.

EXP 780 EQ 796 TU 810
Message 3 of 8
Anonymous
Not applicable

Re: Apple Card CLI?


@boyboy1520 wrote:

Too early I recent got approved and they replayed to early I been seeing a 4 month minimal but like you said. No Hard pull and you just have to request a CLI in a message 


Yeah I assumed. Denied me for the same reason lol

Message 4 of 8
Anonymous
Not applicable

Re: Apple Card CLI?


@Jnbmom wrote:

@Anonymous wrote:

How soon is too soon to request a CLI? I was approved for the apple card on November 14th while I was going through checkout to buy the 12 pro max and was wondering if asking now would be too soon? I know its a SP so it wont hurt so i'd like to see if they would up my limit a bit more and I have heard of others asking very soon after being approved for the card


The going rate for CLIs is 90 days, most have been getting them in that time frame. I have seen some "rare" ones at 60 days. They also just gave quite a few auto increases at the end of this month.

 

I feel your account though it is too new to try yet.


Definitely too new, was denied. I'll just try at the 90-day mark like a normal person!

Message 5 of 8
RickNATL
Established Contributor

Re: Apple Card CLI?

I just completed a request...it was a $2k bump.  Seeing other's CLIs, $2k seems to be standard. However, this is the first time I've app'd since the card was released.

Message 6 of 8
Anonymous
Not applicable

Re: Apple Card CLI?

Another bit of advice on this. When I asked for a CLI a few months ago the denial letter listed a very old score. I messaged back and asked requested they update my information. The rep said they would request an updated file, but I had to wait another 30 days to reapply. I was approved on the next one. 

Message 7 of 8
FalconSteve
Valued Contributor

Re: Apple Card CLI?

It's likely too soon, but it's a soft pull, so it isn't going to hurt.

 

They say AmEx doesn't approve CLI for 61 days, but I got my limit doubled by CLI  (not recon) about 36 hours after opening about a month ago.

 

Congrats on the approval

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
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