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Apple Card Frustrated

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WavysMommy
Regular Contributor

Re: Apple Card Frustrated


@wxman2021 wrote:

I know there has been a lot of people having the same issues with verifying identity when applying. It's been like that for six times in a row, lol. I want the card, and I finally have gotten away from an immediate no to this, but how in the world do I get past them saying they can't verify my identity? Anyone have any ideas for success stories? Thanks. 


No success story here. They had issues verifying 6 times myself. I provided my ID in 6 different types of lighting in 6 different locations, made sure there was no glare, and even typed out my info as it's listed on my state ID just to be sure. No dice.

 

And their customer service was a joke. Lots of, "Ummm....*dead silence*....ummm....*rinse/repeat*. And eventually giving the same suggestions I found online. They were absolutely no help.

 

I think the last/final time I was denied for a different reason, but the the email I received said they couldn't verify my information.

 

I gave up.

 

 

Message 11 of 22
WavysMommy
Regular Contributor

Re: Apple Card Frustrated


@SeaProbe wrote:

One other DP: Long before I opened the Apple Card, I used the verify identify button (I think it was a button; quite a while ago) for the Apple Cash card and uploaded my credentials, which were approved. When I later applied for the Apple Card, I was not asked to verify my identity again.

 

You could try poking around in the Wallet app and see if you have option to verify your identity for the Cash card…


I just verified my ID super easily for the Apple Cash card. If this works....😂😂

Message 12 of 22
TRC_WA
Senior Contributor

Re: Apple Card Frustrated


@wxman2021 wrote:

  Maybe try the cart trick?


@wxman2021 

 

That worked for me.

 

After my most recent "you have been recently late" denial (which hasn't happened since 2016) I was put in the PTAC program last month.

 

Someone suggested the SCT the other day so I tried it... I had been planning on purchasing a $600 iPad for the girl but put a $1900 iPad Pro in the cart... and they approved me for a $1500 SL.

 

I'm in the door and that's all I care about... I swapped the $600 iPad to the cart and bought it 12 months 0%.

 

When my reports go clean later this year I'll go after a CLI but for now I'm good.

FICO8 current as of : 10-20-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 13 of 22
Epiki71
Regular Contributor

Re: Apple Card Frustrated


@WavysMommy wrote:

@SeaProbe wrote:

One other DP: Long before I opened the Apple Card, I used the verify identify button (I think it was a button; quite a while ago) for the Apple Cash card and uploaded my credentials, which were approved. When I later applied for the Apple Card, I was not asked to verify my identity again.

 

You could try poking around in the Wallet app and see if you have option to verify your identity for the Cash card…


I just verified my ID super easily for the Apple Cash card. If this works....😂😂


Please keep us posted, hoping for a great end of the story.

Last Signature Update: 03/08/2023





Message 14 of 22
wxman2021
Regular Contributor

Re: Apple Card Frustrated

I didn't see the verify my ID stuff in the apple cash card thing....but, I did make sure the address was right.    It was listed, just had to choose between that one and another address for some reason.  I am still waiting on this latest "review"  It has been since Friday, so lets see whats up.  Thanks again everyone.

DC (5/25/2021)
Current: EQ8 684 EQ9 669
Current: EX8 698 EX9 696
Current: TU8 718 TU9 724
As of 7/7/2023
UTIL 1%
Message 15 of 22
WavysMommy
Regular Contributor

Re: Apple Card Frustrated


@Epiki71 wrote:

@WavysMommy wrote:

@SeaProbe wrote:

One other DP: Long before I opened the Apple Card, I used the verify identify button (I think it was a button; quite a while ago) for the Apple Cash card and uploaded my credentials, which were approved. When I later applied for the Apple Card, I was not asked to verify my identity again.

 

You could try poking around in the Wallet app and see if you have option to verify your identity for the Cash card…


I just verified my ID super easily for the Apple Cash card. If this works....😂😂


Please keep us posted, hoping for a great end of the story.

 


No great end of story(yet). I'll need to wait a bit since the denial is due to attempts and inability to verify identity. I don't plan on buying any new products to try the SCT, so I'll just give it some time.

Message 16 of 22
mfinsmi1
Established Contributor

Re: Apple Card Frustrated

@wxman2021 what helped me is make sure your drivers license is aganist a really REALLY DARK background 

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0
Message 17 of 22
wxman2021
Regular Contributor

Re: Apple Card Frustrated

I am going to give it 1 more shot here....trying the SCT method.  do that on the app (on my iphone) or put in the cart online with my PC?

 

I am going to put in there a new MBA and see whats up.

DC (5/25/2021)
Current: EQ8 684 EQ9 669
Current: EX8 698 EX9 696
Current: TU8 718 TU9 724
As of 7/7/2023
UTIL 1%
Message 18 of 22
sznthescore
Established Contributor

Re: Apple Card Frustrated


@wxman2021 wrote:

I am going to give it 1 more shot here....trying the SCT method.  do that on the app (on my iphone) or put in the cart online with my PC?

 

I am going to put in there a new MBA and see whats up.


@wxman2021  Online on your PC. Be modest with the items you put in the cart. Like $1,000 give or take. I didn't have to purchase the items at the time (03/2022), but that may have changed. However, you can modify the order to something less expensive after approval so I have heard on the forum.

REBUILDER CARDS




Goal: FICO 700+
Message 19 of 22
wxman2021
Regular Contributor

Re: Apple Card Frustrated

Tried the SCT trick online and immediately went to you have applied too many times and we can't verify your identity.  I put in a MBA ($1k) in the cart.  I am going to give it like 30 days and then reapply vis the SCT way.  See if that changes.  Thanks yall!

DC (5/25/2021)
Current: EQ8 684 EQ9 669
Current: EX8 698 EX9 696
Current: TU8 718 TU9 724
As of 7/7/2023
UTIL 1%
Message 20 of 22
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