Apple Card Pre-Approved

[pi-r-squared]

So on a whim, I filled out the information needed for Apple Card ti pre-approve.  After the soft pull, they offered $5,500 with 21.99% APR.  I declined the offer cuz I really don't need it.  But is the pre-approval as good as gold?  That is, if I had accepted, that's what I would have gotten?

[FinStar]

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@pi-r-squared wrote:

So on a whim, I filled out the information needed for Apple Card ti pre-approve.  After the soft pull, they offered $5,500 with 21.99% APR.  I declined the offer cuz I really don't need it.  But is the pre-approval as good as gold?  That is, if I had accepted, that's what I would have gotten?

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Yes it is.

Fairly reliable, so what you see is what you get -- CL and APR.

[Loquat]

As with most things, there’s always a chance that it could have been declined after applying. However, most folks around these here parts tend to fair well and are approved with the offer presented.

Again, there’s always a chance for something to go south and as with all things related to credit, a chance of denial is always possible.