Apple Card app question

[howellco2]

I've read that the apple card  will tell you if you can be approved with what ever limit via soft pull anyway I tried  via my I pad  and it told me to unlock my transunion  anyway so I did ... App was denined because that could not verify identity due to my DL haveing old address any way  ... I never got a hard pull  just wondering is that the steps every one took to get a soft pull  ( putting in full ssn and all info ) or did they do away with soft pull and only hars pull now 

[Jordan23ww]

That was the steps that I took when I applied.  I used an iphone, applied through the wallet app. they asked for SSN and income. There was no hard pull. 

[Red1Blue]

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@Jordan23ww wrote:

That was the steps that I took when I applied.  I used an iphone, applied through the wallet app. they asked for SSN and income. There was no hard pull. 

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I might apply for Apple Card in 11 months from now.  If I apply for any card that will be Apple Card. No other card. Looking forward to June 2021 and hopefully an Apple Card in my Wallet. Or should I say Apple Card in my iPhone.

[bigbearmomma]

I recently applied about two weeks ago on my iPhone. It was a soft pull (Transunion) and instantly approved for $2000. If I didn't accept it, there would be no HP on Transunion but since I accepted it, a HP showed up on my TU credit report.  I haven't received the first stmt yet and the new account has not shown up on any of the three CR.  I love this card.  I use it all the time and pay it off right away.

My DP:

FICO 8

TU 704, EXP 712, EQ 723 6/12/20 

[Anonymous]

People get confused as to when a creditor can SP you. If your report is frozen/locked, and they're not someone you already have credit with doing an AR, they cannot SP your credit. That's why you had to unlock and didn't receive a HP. 

[Meanmchine]

Its still a SP unless you accept the offer

[Anonymous]

I recently applied on my wallet using my iPhone m, was a soft pull only asking for last 4 digit of my SSN, I was approved for $5,500 limit, and once I accepted the offer it appeared as HP on my TU.