Apple Card cli question

[Goos]

Is there any harm in asking early ? GS is a new lender and wasn't sure if asking early was a no no . I get it may not happen just don't want my cars closed or anything . Thanks . 

[Anonymous]

My card is new too. I have been told to wait 91 days before I ask for my first CLI  For me that woul be October 19, 2021

Thanks

Mark

[Red1Blue]

I dont think just asking for CLI they will close the cards. As others recommended may be you should wait for 91 days and ask for CLI. You would have built history with them by then.

[growthadvocate]

To my knowledge, there isn't any harm in it, as you can request another CLI after the appropriate time has passed according to their policy.  However, there's no point in asking too early if you know it's too early.  Their policy is straightforward and there isn't case by case acceptions.  

[CreditPacMan]

I would say wait. I tried early (65 days after account opening) and was denied for the "account too new" reason. Some say this resets the clock on the 90 days, but others say it does not. 

[MomoMango]

In my personal opinion, no. You will get representatives sometimes if the bot doesn't work right away, and they claim that you have to wait another 90 days.

But as soon as I asked two days later with a bot, i got a CLI.

You should wait until your first 91 days. Asking too much and/or too early would be pointless. Just dont be spooked if they tell you to wait another 90 days if you asked too early. (Like me lol)

[Goos]

Thanks, I wasn't sure and I don't know exactly when my 90 days is so. Just wanted to make sure if I happen to catch it early it wouldn't cause a problem.