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Apple Card credit limit increase DPs

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Anonymous
Not applicable

Re: Apple Card CLI Denial

For the last 3 months I have been putting 50 bucks spend on mines. I asked for an increase a week ago and it went from 7500-8000. Lol

Message 361 of 363
Anonymous
Not applicable

Re: Apple Card CLI Denial

I finally got my increase after 4 failed attempts. 5th times the charm and all it took was....financing a new iPhone. 4500 to 5750. Woot woot

Message 362 of 363
Aim_High
Super Contributor

Re: Apple Card CLI Denial

Posting to add data points to update my prior analysis in-thread.

 

It still appears that Goldman Sachs wants spend at least 25% to 30% of credit limit before granting an increase.  It also appears that heavier spend may sometimes lead to much larger relative increases.  Some members have spent 100%+ of credit limit and doubled their existing credit limit on the CLI. 

 

After my recent experiment, it appears that the current cap for CLI (regardless of spending) may be at $10K per CLI request.   That seems to be especially relative at higher CL's of $20K or above.  Besides a single DP that referenced a $15K increase (from $15K to $30K,)  there have been multiple members (including myself) reporting an upper limit of $10K per CLI.

 

See my approval posting below:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/10K-CLI-on-Apple-Card-to-30K/td-p/6314561


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 363 of 363
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