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Apple Card iPhone required?

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Established Member

Apple Card iPhone required?

So, It looks like to get an Apple Card an iPhone is required? A bit of silly requriement...

 

I guess an iPad doesn't qualitfy you? Figured that would be enough but guess no. Figure they want people using Apple Pay as much as posssible and not the physical card. 

Message 1 of 14
13 REPLIES 13
Super Contributor

Re: Apple Card iPhone required?


@credit-user-19 wrote:

So, It looks like to get an Apple Card an iPhone is required? A bit of silly requriement...

 

I guess an iPad doesn't qualitfy you? Figured that would be enough but guess no. Figure they want people using Apple Pay as much as posssible and not the physical card. 


Of course they want you to use Apple Pay and not the physical card. That's why they only give 1% on physical card purchases vs 2% Apple Pay.

 

I don't think the requirement is silly. Just typical Apple who tends to lock users into things.

Message 2 of 14
Valued Contributor

Re: Apple Card iPhone required?

You can also use the Apple Card with any MacBook Pro that has a Touch Bar. I'm guessing its because Apple requires fingerprint authentication.  It will also work with an Apple Watch linked to either an iPhone or MacBook Pro Touch Bar model.





Message 3 of 14
Established Contributor

Re: Apple Card iPhone required?

Apple is a $265 billion dolllar company with about half of that coming just from iPhone. Businesses tend to like to protect their money maker.

I just returned from financial hell. Don't go, the brochure is a lie.
Message 4 of 14
Established Member

Re: Apple Card iPhone required?


@Morpho wrote:

Apple is a $265 billion dolllar company with about half of that coming just from iPhone. Businesses tend to like to protect their money maker.


Of course but also money is money. Figured they would want as many people as possible to carry their card that will pay on time. Maybe the agreement with Goldman sachs isn't enough to warrant this not sure. 

Message 5 of 14
Frequent Contributor

Re: Apple Card iPhone required?

The main focus of the Apple Card is to encourage using Apple Pay, which is in the Wallet app. The Wallet app from Apple does not exist on the iPad, therefore you need an iPhone. You can use it through an Apple Watch that is connected to an iPhone, but you still need the iPhone to make it all happen.



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Message 6 of 14
Frequent Contributor

Re: Apple Card iPhone required?

The iPhone is the dedicated device with Wallet app. All other devices have limited mgmt. Also, I wouldn’t be surprised if specs to security enclave are slightly different. Making the phone just a little more fortified.

Your chosen approach can dictate what will be your final outcome. Be proactive, not reactive-
Message 7 of 14
Valued Contributor

Re: Apple Card iPhone required?

Okay, say you have an iPhone6, but not used as a phone and not signed up with a carrier? Can you still get the card?

 

I totally get that since Apple is into the tech aspect, that they would steer more towards a digital card. So this didn't suprise me.

But for those of us who don't use an iPhone for cellular service, should still be able to get and use said Apple Card. Because it's not like I need a data plan to use it, I've got wifi and NFC reader. Correct?

Message 8 of 14
Frequent Contributor

Re: Apple Card iPhone required?


@Janus wrote:

Okay, say you have an iPhone6, but not used as a phone and not signed up with a carrier? Can you still get the card?

 

I totally get that since Apple is into the tech aspect, that they would steer more towards a digital card. So this didn't suprise me.

But for those of us who don't use an iPhone for cellular service, should still be able to get and use said Apple Card. Because it's not like I need a data plan to use it, I've got wifi and NFC reader. Correct?


😐🤔🧐



Starting Score: Nov 3, 2018: EX 597 TU 599 EQ 616
Current Score: August 1, 2019: EX 674 TU 697 EQ 689
Goal Score: Dec 31, 2019: EX 700 TU 700 EQ 700

Take the myFICO Fitness Challenge





Message 9 of 14
Established Contributor

Re: Apple Card iPhone required?


@Janus wrote:

Okay, say you have an iPhone6, but not used as a phone and not signed up with a carrier? Can you still get the card?

 

I totally get that since Apple is into the tech aspect, that they would steer more towards a digital card. So this didn't suprise me.

But for those of us who don't use an iPhone for cellular service, should still be able to get and use said Apple Card. Because it's not like I need a data plan to use it, I've got wifi and NFC reader. Correct?


The interwebs says yes;

 

https://discussions.apple.com/thread/8495819

 

I just returned from financial hell. Don't go, the brochure is a lie.
Message 10 of 14
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