Thanks for the feedback, everyone! I'd been checking my application status religiously all throughout yesterday, even though I knew not to expect an answer before Monday. However, it turns out the adage about watched pots never boiling applies here, because when I wasn't looking, I got a response back from PenFed late last night (who's burning the midnight oil over there, anyway?):
So this really blew me away! I was hopeful for an approval, but I wasn't counting on it, and I sure wasn't expecting a $5K limit, nor a Visa Signature to boot! So, I don't know what my EQ09 was at the time of the pulls yet, but I was sitting at 11 (now 13) inquiries on EQ, with most of them being for my auto loan in the spring. I'm also 1 year and 4 months out of discharge from my BK7 and, as stated before, I have no prior banking experience with PenFed. Hopefully those DPs will help some fence-sitters out there... PenFed really seems to have loosened their policies regarding BK-afflicted applicants, if my single anecdotal experience is any indication.
Can't wait to build this bad boy up and develop a strong relationship with my new CU! Looks like my CreditOne card's days are numbered, lol... Mods, feel free to move this to Approvals 
Congratulations on your approval! Very nicely done.
@sarux3 wrote:Thanks for the feedback, everyone! I'd been checking my application status religiously all throughout yesterday, even though I knew not to expect an answer before Monday. However, it turns out the adage about watched pots never boiling applies here, because when I wasn't looking, I got a response back from PenFed late last night (who's burning the midnight oil over there, anyway?):
So this really blew me away! I was hopeful for an approval, but I wasn't counting on it, and I sure wasn't expecting a $5K limit, nor a Visa Signature to boot! So, I don't know what my EQ09 was at the time of the pulls yet, but I was sitting at 11 (now 13) inquiries on EQ, with most of them being for my auto loan in the spring. I'm also 1 year and 4 months out of discharge from my BK7 and, as stated before, I have no prior banking experience with PenFed. Hopefully those DPs will help some fence-sitters out there... PenFed really seems to have loosened their policies regarding BK-afflicted applicants, if my single anecdotal experience is any indication.
Can't wait to build this bad boy up and develop a strong relationship with my new CU! Looks like my CreditOne card's days are numbered, lol... Mods, feel free to move this to Approvals
Congrats on your approval!! You should contact the person you spoke with in branch. Let them know you got hit with 2 HP. See if one can be deleted, or recoded SP.
