Application timing

[Anonymous]

I thought I would get your opinion. I literally just dropped under 5/24 within the last week and I'm looking to get one of the Freedom cards. How long do you think I should wait Before applying? Thanks in advance 

[M_Smart007]

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@Anonymous wrote:

I thought I would get your opinion. I literally just dropped under 5/24 within the last week and I'm looking to get one of the Freedom cards. How long do you think I should wait Before applying? Thanks in advance 

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Yesterday? .. Seriously if you are under 5/24  ...it is a card you can utilize and everything else is in check,

I would bite the bullet and apply. JMO

Good Luck!

[Red1Blue]

I would not apply now. The economy is in such a bad shape. I am not sure how tight the lender policies are.

[Citylights18]

I'd wait until 5/24 confirms on your credit report.

Maybe 30 days.

[smittyb]

what is 5/24?

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@Citylights18 wrote:

I'd wait until 5/24 confirms on your credit report.

Maybe 30 days.

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[M_Smart007]

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@smittyb wrote:

what is 5/24?

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@Citylights18 wrote:

I'd wait until 5/24 confirms on your credit report.

Maybe 30 days.

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@smittyb  .. 5/24 = 5 new accounts within a 24 month period

[Meanmchine]

Youre GTG anytime

Personally, I would wait til Monday as it will be the 1st of the month and maybe you'll see a score jump

[Meanmchine]

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@Citylights18 wrote:

I'd wait until 5/24 confirms on your credit report.

Maybe 30 days.

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Not necessary.  Chase calculates the number of accounts that fall within their 4/24 ceiling.  There is nothing for the CBs to update