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Applied online for Amazon Visa Rewards Card

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Shann0n_marie
Frequent Contributor

Re: Applied online for Amazon Visa Rewards Card

Congrats!  What's your TU score?  That's what was pulled, correct?

2/8/19 - CH 7 BK filed
5/15/19 -Discharged
Scores at Discharge: 550 EQ 471 TU 509 EXP (Last Updated 5/11)
5/16/19 - Rebuild Started - App'ed for Credit One - Approved for $2,000 starting line! (Increased to $2200 the following month)
6/7/19 - 606 EQ 544 TU 566 EXP - New CC reported w/ $75 Balance
12/10/19 - 616 EQ 581 TU 592 EXP

8/28/2021 - 698 EQ 670 TU 674EXP
Message 51 of 65
schsa210
Established Contributor

Re: Applied online for Amazon Visa Rewards Card

Thank you.

 

I think my TU was at 686 when they pulled it, but of course it took a ding, but I think its worth it.

~buried myself in the garden~
Message 52 of 65
Anonymous
Not applicable

Re: Applied online for Amazon Visa Rewards Card

I've gotten Chase inquiry notifications so far from Equifax and Experian. As well as an Experian notification of the new Walmart card that I also got this past weekend. So far Equifax is +25, up over 800 for the first time, meanwhile Experian dinged almost 35 points, down to 720 :-/   I wish the Fico score notifications gave a bit more information. It's hard to resist pulling reports to see what's going on, but I'll let the dust settle for a few weeks before doing so.

Message 53 of 65
schsa210
Established Contributor

Re: Applied online for Amazon Visa Rewards Card

Yep, that's a big DING

~buried myself in the garden~
Message 54 of 65
Anonymous
Not applicable

Re: Applied online for Amazon Visa Rewards Card

It really is. I'm still figuring out all this credit business, so I'm not sure what all's in play. I almost wonder if something else didn't pop up....but I dunno, that'd be very coincidental timing. This is six months since the last inquiries and new credit. Too much too soon, maybe? Oh well it will only help me in the long run, and I don't plan on taking on anything else until the next goals of house and car next spring.

Message 55 of 65
schsa210
Established Contributor

Re: Applied online for Amazon Visa Rewards Card

I don't understand this credit thing either.  Out of the 15 cards I have listed in my signature, 12 of those I've gotten between Jan 2015 - June 8th, along with a auto loan and a personal loan, on top of that, I've had lots of new inquiries, well over 10, pluse 2 closed secured card accounts that I had less than 6 months, during that same period. So who knows what they look at.  But I plan on not applying for anything else for a good long while, I need to let me score increase.

 

 

~buried myself in the garden~
Message 56 of 65
Anonymous
Not applicable

Re: Applied online for Amazon Visa Rewards Card

I just applied for the Amazon Rewards Card....I got the 30 day message. Smiley Sad  I am going to call them in a few hours. 

Message 57 of 65
Anonymous
Not applicable

Re: Applied online for Amazon Visa Rewards Card

30 day? that's intense...
Message 58 of 65
Anonymous
Not applicable

Re: Applied online for Amazon Visa Rewards Card

Definitely do call, I'm so glad I did. I ended up doing it again for the Chase Freedom card.
Message 59 of 65
Anonymous
Not applicable

Re: Applied online for Amazon Visa Rewards Card

LOL!, Yes very intense! 

Message 60 of 65
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