Applying for several cards and need advice please

[tonyjones]

Just App for them all! make sure you do it all the same time so it all falls off same time!

[Anonymous]

Ok, there are quite a few cards that can do the trick. Based on that information and what I believe, any of the following can be good:

Chase Freedom / CSP

Discover It

Bank of America Cash Rewards

Amex BCE

Capital One Quicksilver (Venture for travel rewards)

Sallie Mae

[Superduper2014]

you guys ROCK!   Thank you for leading me in the right direction!!! Have a great rest of your day!!

[Superduper2014]

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@Anonymous wrote:

4 is definitely doable.

try to double up and save HP's though. like if she goes for venture, also do the plat prestige. or is you go chase, do csp and freedom. amex also does this as well.

you also may want to spread the hp's by combining amex (usually experian) with barclays, which is usually transunion (nfl card gives high limits, the ring has a really low rate)

capital one will hit all 3 though most likely, so definitely get 2 cards for your trouble.

wouldn't worry too much about the rate right now though, as at least 1 (if not all 4) cards will have a promo 0% offer.

also, check the preapproval sites first, and try the credit match tool (google it) to check for better singup bonuses. 

good luck

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I forgot to ask about this. You mean to say that I can apply for 2 capital one credit cards on the same day and they will pull credit only once? and the same with Chase and Amex?

So, do I have to apply within a few minutes or have 2 browsers open with different applications and hit apply at the same time or within seconds? 

Thanks!!

[Anonymous]

Amex will only let you apply for one credit card and one charge card with a single pull. In the past people have applied for the one they want first, then with an instant approval go and apply for the other card. Normally it will be pending as they like to process the cards a few days apart. I'm not sure what to do if you are initially declined, or pending, but I would assume the CSR you talk to about reconning the first card will be able to put in an app for the second card.

[GetMeSlick]

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@Anonymous wrote:

4 is definitely doable.

try to double up and save HP's though. like if she goes for venture, also do the plat prestige. or is you go chase, do csp and freedom. amex also does this as well.

you also may want to spread the hp's by combining amex (usually experian) with barclays, which is usually transunion (nfl card gives high limits, the ring has a really low rate)

capital one will hit all 3 though most likely, so definitely get 2 cards for your trouble.

wouldn't worry too much about the rate right now though, as at least 1 (if not all 4) cards will have a promo 0% offer.

also, check the preapproval sites first, and try the credit match tool (google it) to check for better singup bonuses. 

good luck

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is that credit match tool a confirmed SP?

[CreditDunce]

Yes, Credit match is a SP. But the offers are not golden. I am sure they do their best to show you cards you are qualified for. But their goal is to make money every time someone apps through their site.