Approval odds for Chase Freedom, and or CSP

[antso91]

Hi, not to steal the spot light but I did not want to make another thread on this. Considering applying for the CSP, anyone think I will be approved?

As of today scores are EQ 688 TU 697 and EX 690, two charge offs from 2012 that are "paid". 8 inq all together, AU on a bunch of cards (including a freedom/marriot rewards and slate) and my Util is low. Just dont want to risk the HP if Its not worth it although I have heard good things about the recon for Chase, figured I would ask here first.

[Anonymous]

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@antso91 wrote:

Hi, not to steal the spot light but I did not want to make another thread on this. Considering applying for the CSP, anyone think I will be approved?

As of today scores are EQ 688 TU 697 and EX 690, two charge offs from 2012 that are "paid". 8 inq all together, AU on a bunch of cards (including a freedom/marriot rewards and slate) and my Util is low. Just dont want to risk the HP if Its not worth it although I have heard good things about the recon for Chase, figured I would ask here first.

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Check the Chase site and see if you are pre-qualified.  If you are then you are golden.  If not, are the charge offs the only baddies on your reports?

[antso91]

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@Anonymous wrote:

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@antso91 wrote:

Hi, not to steal the spot light but I did not want to make another thread on this. Considering applying for the CSP, anyone think I will be approved?

As of today scores are EQ 688 TU 697 and EX 690, two charge offs from 2012 that are "paid". 8 inq all together, AU on a bunch of cards (including a freedom/marriot rewards and slate) and my Util is low. Just dont want to risk the HP if Its not worth it although I have heard good things about the recon for Chase, figured I would ask here first.

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Check the Chase site and see if you are pre-qualified.  If you are then you are golden.  If not, are the charge offs the only baddies on your reports?

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No pre qual love unfortunately. Yes, the charge offs are the only bad things.

[Anonymous]

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@antso91 wrote:

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@Anonymous wrote:

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@antso91 wrote:

Hi, not to steal the spot light but I did not want to make another thread on this. Considering applying for the CSP, anyone think I will be approved?

As of today scores are EQ 688 TU 697 and EX 690, two charge offs from 2012 that are "paid". 8 inq all together, AU on a bunch of cards (including a freedom/marriot rewards and slate) and my Util is low. Just dont want to risk the HP if Its not worth it although I have heard good things about the recon for Chase, figured I would ask here first.

---

Check the Chase site and see if you are pre-qualified.  If you are then you are golden.  If not, are the charge offs the only baddies on your reports?

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No pre qual love unfortunately. Yes, the charge offs are the only bad things.

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Sorry to hear.  If you really want it, I'd say give it a shot.  You scores are good although Chase goes by their internal score.  Do you have any Chase cards now?

[antso91]

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@Anonymous wrote:

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@antso91 wrote:

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@Anonymous wrote:

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@antso91 wrote:

Hi, not to steal the spot light but I did not want to make another thread on this. Considering applying for the CSP, anyone think I will be approved?

As of today scores are EQ 688 TU 697 and EX 690, two charge offs from 2012 that are "paid". 8 inq all together, AU on a bunch of cards (including a freedom/marriot rewards and slate) and my Util is low. Just dont want to risk the HP if Its not worth it although I have heard good things about the recon for Chase, figured I would ask here first.

---

Check the Chase site and see if you are pre-qualified.  If you are then you are golden.  If not, are the charge offs the only baddies on your reports?

---

No pre qual love unfortunately. Yes, the charge offs are the only bad things.

---

Sorry to hear.  If you really want it, I'd say give it a shot.  You scores are good although Chase goes by their internal score.  Do you have any Chase cards now?

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None of my own, only AU Chase cards. I am considering switching to them as my main bank, maybe I should do that first then wait a few weeks and then app?

[Anonymous]

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@antso91 wrote:

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@Anonymous wrote:

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@antso91 wrote:

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@Anonymous wrote:

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@antso91 wrote:

Hi, not to steal the spot light but I did not want to make another thread on this. Considering applying for the CSP, anyone think I will be approved?

As of today scores are EQ 688 TU 697 and EX 690, two charge offs from 2012 that are "paid". 8 inq all together, AU on a bunch of cards (including a freedom/marriot rewards and slate) and my Util is low. Just dont want to risk the HP if Its not worth it although I have heard good things about the recon for Chase, figured I would ask here first.

---

Check the Chase site and see if you are pre-qualified.  If you are then you are golden.  If not, are the charge offs the only baddies on your reports?

---

No pre qual love unfortunately. Yes, the charge offs are the only bad things.

---

Sorry to hear.  If you really want it, I'd say give it a shot.  You scores are good although Chase goes by their internal score.  Do you have any Chase cards now?

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None of my own, only AU Chase cards. I am considering switching to them as my main bank, maybe I should do that first then wait a few weeks and then app?

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Banking with them helps.  But if you have been AU, then apply.  If it goes to pending, there is always a recon.  Give it a shot.

[Oslo]

@antso91

I was recently approved for a CSP with similar scores but didn't have any baddies. 

[Anonymous]

Those C/Os even though paid will be a serious black eye for you in the approval department. You could give it a shot and if not instant then go for recon and stress the fact you paid them off when you had resources to do so.