Approved for Apple Card and Turned It Down

[CivalV]

I just want to join in, to say I have not applied for any credit since December. Though I was prepproved for only $1000 and a 23%APR... no thanks. Ive denied Apple 🍎 🎊 actually feels good 😂


If I had this preapproval 7 months ago I would have jumped right on it without thinking properly

[Anonymous]

Don't you wish all CC apps were like this though!?!  Nice job walking away.

[CivalV]

Thanks for the info! I checked it out preapproval for $1000 and 23%APR.. no thanks. I’ll continue my rebuild without inquiries and new accounts 🙏🏼💃🏼🧜🏽‍♀️🎊

[Andypanda]

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@Anonymous wrote:

Don't you wish all CC apps were like this though!?!  Nice job walking away.

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We can dream. If we are lucky Apple will start a trend. I was just curious on what they would offer.

[AverageJoesCredit]

I feel so bad for @JR_TX He's that kid at the candy store waiting his chance to buy a Wonka Bar only to find out all the rich kids baught the last of them

[M_Smart007]

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@AverageJoesCredit wrote:
I feel so bad for @JR_TX He's that kid at the candy store waiting his chance to buy a Wonka Bar only to find out all the rich kids baught the last of them

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[CreditInspired]

Thanks M_Smart007. The post is kind of jumbled so I can’t tell if it’s you or VoltronM toasting me—thanks just the same. Yep, held tight to my gold spade. 😁

[CreditInspired]

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@CivalV wrote:
I just want to join in, to say I have not applied for any credit since December. Though I was prepproved for only $1000 and a 23%APR... no thanks. Ive denied Apple 🍎 🎊 actually feels good 😂


If I had this preapproval 7 months ago I would have jumped right on it without thinking properly

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Come on in and join the party! It does feel good doesnt it? What feels better is I have no regrets like I do when I’m declined a CLI—like why did I apply for that?😤

I got my last CC in December too. We made it to 8 months. Congratulations! 

[CreditInspired]

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@AverageJoesCredit wrote:
I feel so bad for @JR_TX He's that kid at the candy store waiting his chance to buy a Wonka Bar only to find out all the rich kids baught the last of them

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I do too.😢 He wanted that invite so bad too.  But the good thing is it wasnt a HP. Thats what makes you crazy.

And JR_TX, you can apply again since it’s only a SP to find out. 

[JR_TX]

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@AverageJoesCredit wrote:
I feel so bad for @JR_TX He's that kid at the candy store waiting his chance to buy a Wonka Bar only to find out all the rich kids baught the last of them

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lol  @AverageJoesCredit 

That’s exactly how I feel! Or that scrawny teen age boy sitting down alone in the dance hall with no one else to dance with.