Aspiration zero, still waiting..

[littlesister]

Like other posters,  I couldn't help myself and decided to jump on the train. I applied Monday and asked for drivers license,  front and back, and a selfish. Have not heard anything since. So far not a hp. I'm going crazy not knowing. 

[Anonymous]

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@littlesister wrote:

Like other posters,  I couldn't help myself and decided to jump on the train. I applied Monday and asked for drivers license,  front and back, and a selfish. Have not heard anything since. So far not a hp. I'm going crazy not knowing. 

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I applied back in September. They may have changed the way they do things since then since they are so new. I applied, totally forgot that I did since several days went by and I never heard. When they contacted me for my drivers license front and back and the selfie I was not aware at the time that the HP was not done at that point. The rep asked me a few questions about my prior residence and at that point he said that I was approved for $20,000. From reading others postings on here the where given much higher SL's but the $20K is ok, I am not complaining. 

I know they are over whelmed, and they where too back when I applied. Based on what they did with me. I do think that there will have to be another phone call with them. They compare the DL, selfie etc and run the HP at that time while you are on the phone with them. They are just not quick like other cards are. I read on here that some people got an instant approval. Not me.

Thanks

Mark

[scootyes89]

It took about 48 hours for me to hear back that I was approved via email.

Maybe you'll hear today!!

[Ilinferno]

The waiting game is never fun. Hope it's an approval!

[littlesister]

Waiting game over. I finally called and apparently I had a key mis stroke when putting in my social security  #. I was off by one number and didn't  catch it before I hit submit.  My bad..My application was withdrawn and no hp. Told me wait 7 days and apply again. 

[Anonymous]

I initially got the "application under review". 10 minutes later I got an approval/offer email showing $20,000 so I grabbed it.

[RT209]

I'm on the fence of applying. Does this lendor and card seem generous or leinent? I'd hate to waste a HP if denied. I'm hovering around 788 FICO 8 score. 

[Anonymous]

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@RT209 wrote:

I'm on the fence of applying. Does this lendor and card seem generous or leinent? I'd hate to waste a HP if denied. I'm hovering around 788 FICO 8 score. 

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From what I read on here, most are given decent SL's. But goes beyond FICO score, they want to see income to cover all debts etc, the standard stuff. I was approved for $20,000 SL with a 786 FICO score, income in the low 7 figures.

Thanks

Mark

[4sallypat]

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@RT209 wrote:

I'm on the fence of applying. Does this lendor and card seem generous or leinent? I'd hate to waste a HP if denied. I'm hovering around 788 FICO 8 score. 

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Score is not the only reason for the approval - Aspiration looks at your entire profile.

I had a 718 EX score with a thick clean file and got $16K.

So I'd say they were generous since most of my personal SL has been around $10K.

[Maker_Bayfield]

NM, found my own answer