Authorized User and Chase 5/24...

[Anonymous]

In the last year I've added DW on 6 new CCs as AU... Will that be held against her if she apped for a Chase card?

[ojefferyo]

No, as they are not her accounts.

[Anonymous]

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@Anonymous wrote:

In the last year I've added DW on 6 new CCs as AU... Will that be held against her if she apped for a Chase card?

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No, it won't be held against her.  Keep us posted on results should you apply.

[_NERD]

Did you apply? (=

[Anonymous]

From what I've read, the computer might reject her but there has been success getting an analyst to overlook them on recon.

[Anonymous]

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@ShortBus wrote:
Did you apply? (=

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Not yet...she has one more baddie on EQ due to fall off in Feb that I was able to get EE on her other reports..hopefully I'll have luck Dec 1st. Not sure who Chase pulled ...just want to be sure all 3 reports are clean for better success.

[_NERD]

Did you apply? (=

[Anonymous]

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@ShortBus wrote:
Did you apply? (=

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Not yet..EQ refuses to delete her last baddie until May. 

[_NERD]

I was able to get a significant baddie deleted through early exclusion on DW's CRs. It was due to age off in May. When going through the online dispute portals, I would select 'other' or something relevant as the reason. I would type in "I am NOT disputing this item. I am requesting early exclusion"

I had to fax in a copy of DW's license and SSN card and other proof of residence to Equifax (I was deleting old addresses from her profiles too). The bureaus completed their investigations the very next day. DW's fico scores jumped immediately.

Have you tried the EE route? I want to see you get the Chase account (=