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BB&T pre qualify

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Re: My BB&T train is stuck....


@myscorerocks wrote:

I was approved for $6500. Anyone call and ask for a higher limit after getting the card? I was just approved for a USAA card with a $10000 limit. 


Unfortunately, they do not reconsider SLs.  They usually recommend waiting beyond 6 months to a year.  Any CLI requests are HP though. 

Message 61 of 113
Frequent Contributor

Re: My BB&T train is stuck....

If u want more credit with bbt .they will approve a 2nd card easy but probaly a hard pull
bb&t cash rewards, 8k balance2.4k k
bb&t bright 8k balance 5 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 5 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 677 TU 702 EX 685
FICO 09 EQ 703 TU 693 EX 702
MORTGAGES EQ 711 TU 684 EX 706
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 62 of 113
Valued Member

Re: BB&T pre qualify

I think once you hit the accept button, you won’t receive any more prequalifications. Was prequalified for all 3, applied for cash rewards... approved 3 days later and checked prequalifications again.... said none... applied for the other two anyway and was approved for both

Good luck!!
Message 63 of 113
New Contributor

Re: BB&T pre qualify

Did any part of the process generate a hard pull?







Garden Life: 4.15.19
Leaving Garden: 2.15.20
Updated: 5.30.19


Message 64 of 113
Valued Member

Re: BB&T pre qualify

Meant to add that important point, but I guess was too shocked with the approvals.

Just reviewed my EQ. Yes 3 approvals generated 2 hard pulls. Based on the dates, looks like the first applied for from the prequalification was a soft pull. After that no prequals were showing and I apped for the other two based upon the initial prequal.... seems those generated hard pulls
Message 65 of 113
Established Contributor

Re: Anyone get declined for BBT after being prequalified??


@gorgon wrote:

I was pre-qualified for all three as well and went for the Cash Rewards. Was not declined, just got a message that they weren't able to continue my application at this time and to apply at a branch. No idea what that means.


i got exactly the same message and went into branch but they wanted to start a whole new application with a hard pull. i declined.

Message 66 of 113
Regular Contributor

Re: BB&T pre qualify

Were your starting limits similar? 

Message 67 of 113
Valued Member

Re: BB&T pre qualify

Yes all 3 limits are $3500
Message 68 of 113
Frequent Contributor

Re: BB&T pre qualify

Great news im hoping for another 8k also.
bb&t cash rewards, 8k balance2.4k k
bb&t bright 8k balance 5 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 5 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 677 TU 702 EX 685
FICO 09 EQ 703 TU 693 EX 702
MORTGAGES EQ 711 TU 684 EX 706
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 69 of 113
Established Member

BB&T Pre Qualify Site

Is this the site where you get a Soft Pull for applying if you are approved?

 

https://www.bbt.com/offers/checkOffers

 

Thanks,

Combat Medic2107

Message 70 of 113
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