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BB&T pre qualify

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Moderator

Re: My BB&T train is stuck....


@myscorerocks wrote:

I was approved for $6500. Anyone call and ask for a higher limit after getting the card? I was just approved for a USAA card with a $10000 limit. 


Unfortunately, they do not reconsider SLs.  They usually recommend waiting beyond 6 months to a year.  Any CLI requests are HP though. 

Message 61 of 152
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Frequent Contributor

Re: My BB&T train is stuck....

If u want more credit with bbt .they will approve a 2nd card easy but probaly a hard pull
08 ficos 9/2019 eq 685 tu 704 ex 677
Message 62 of 152
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Valued Member

Re: BB&T pre qualify

I think once you hit the accept button, you won’t receive any more prequalifications. Was prequalified for all 3, applied for cash rewards... approved 3 days later and checked prequalifications again.... said none... applied for the other two anyway and was approved for both

Good luck!!
Message 63 of 152
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New Contributor

Re: BB&T pre qualify

Did any part of the process generate a hard pull?







Garden Life: 4.15.19
Leaving Garden: 2.15.20
Updated: 5.30.19


Message 64 of 152
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Valued Member

Re: BB&T pre qualify

Meant to add that important point, but I guess was too shocked with the approvals.

Just reviewed my EQ. Yes 3 approvals generated 2 hard pulls. Based on the dates, looks like the first applied for from the prequalification was a soft pull. After that no prequals were showing and I apped for the other two based upon the initial prequal.... seems those generated hard pulls
Message 65 of 152
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Established Contributor

Re: Anyone get declined for BBT after being prequalified??


@gorgon wrote:

I was pre-qualified for all three as well and went for the Cash Rewards. Was not declined, just got a message that they weren't able to continue my application at this time and to apply at a branch. No idea what that means.


i got exactly the same message and went into branch but they wanted to start a whole new application with a hard pull. i declined.

Message 66 of 152
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Regular Contributor

Re: BB&T pre qualify

Were your starting limits similar? 

Message 67 of 152
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Valued Member

Re: BB&T pre qualify

Yes all 3 limits are $3500
Message 68 of 152
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Frequent Contributor

Re: BB&T pre qualify

Great news im hoping for another 8k also.
08 ficos 9/2019 eq 685 tu 704 ex 677
Message 69 of 152
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Valued Member

BB&T Pre Qualify Site

Is this the site where you get a Soft Pull for applying if you are approved?

 

https://www.bbt.com/offers/checkOffers

 

Thanks,

Combat Medic2107

Message 70 of 152
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